9 Amendments of Fabrizio BERTOT related to 2013/0265(COD)
Amendment 162 #
Proposal for a regulation
Article 3 – paragraph 1
Article 3 – paragraph 1
1. With effect from two months after the entry into force of this Regulation, payment services providers shall not offer or request for cross-border debit card transactions a per transaction interchange fee or other agreed remuneration with an equivalent object or effect of more than 0,2 % of the value of the transaction, plus a fixed value to be set no higher than 0,06 euro, calculated as the 0,2% of the maximum of the low value transaction as defined in the Article 56 of the [PSD2] (2013/0264).
Amendment 177 #
Proposal for a regulation
Article 3 – paragraph 2
Article 3 – paragraph 2
2. With effect from two months after the entry into force of this Regulation, payment services providers shall not offer or request for cross-border credit card transactions a per transaction interchange fee or other agreed remuneration with an equivalent object or effect of more than 0,3 % of the value of the transaction, plus a fixed value to be set no higher than 0,09 euro, calculated as the 0,3% of the maximum of the low value transaction as defined in the Article 56 of the [PSD2] (2013/0264).
Amendment 197 #
Proposal for a regulation
Article 4 – paragraph 1
Article 4 – paragraph 1
1. With effect from two years after the entry into force of this Regulation, payment service providers shall not offer or request a per transaction interchange fee or other agreed remuneration with an equivalent object or effect of more than 0,2 % of the value of the transaction for any debit card based transactions, plus a fixed value to be set no higher than 0,06 euro, calculated as the 0,2% of the maximum of the low value transaction as defined in the Article 56 of the [PSD2] (2013/0264).
Amendment 215 #
Proposal for a regulation
Article 4 – paragraph 2
Article 4 – paragraph 2
2. With effect from two years after the entry into force of this Regulation, payment service providers shall not offer or request a per transaction interchange fee or other agreed remuneration with an equivalent object or effect of more than 0,3 % of the value of the transaction for any credit card based transactions, plus a fixed value to be set no higher than 0,09 euro, calculated as the 0,3% of the maximum of the low value transaction as defined in the Article 56 of the [PSD2] (2013/0264).
Amendment 229 #
Proposal for a regulation
Article 5 – paragraph 1
Article 5 – paragraph 1
For the purposes of the application of the caps referred to in Article 3 and Article 4, any net compensation received by an issuing bank from a payment card scheme in relation to payment transactions or related activities shall be treated as part of the interchange feelower than previous year fees paid to this scheme from the same issuer. This request can be temporally waived for new emerging schemes or initiatives aiming to access to the European card payment market.
Amendment 268 #
Proposal for a regulation
Article 8 – paragraph 5
Article 8 – paragraph 5
5. Where a payment device offers the choice between different brands of payment instruments, the brand applied to the payment transaction at issue shall be determined by the payer at the point of sale, unless the payment speed is crucial, or the payment itself is done in circumstances where the transaction does not require the cardholder verification (e.g. PIN) or where terminals do not have the keyboard (or equivalent tool) to make the selection. In this last cases, the cardholder' framework agreement will indicate the application that will be selected to conclude the transaction in accordance with the agreement between cardholder and his PSP.
Amendment 292 #
Proposal for a regulation
Article 10 – paragraph 3
Article 10 – paragraph 3
3. Merchants deciding not to accept all cards or other payment instruments of a payment card scheme shall inform consumers in a clear and unequivocal manner at the same time as they inform the consumer on the acceptance of other cards and payment instruments of the scheme. That information shall be either displayed prominently at the entrance of the shop, at the till or on the website or other applicable electronic or mobile medium, and shall be provided to the payer in good time before he enters into a purchase agreement with the payee.
Amendment 300 #
Proposal for a regulation
Article 12 – paragraph 1 – subparagraph 2
Article 12 – paragraph 1 – subparagraph 2
With the payee's prior and explicit consent the information referred to in the first subparagraph may be aggregated by brand, application, payment instrument categories or by statistic indicators of payment transactions and rates of interchange fees applicable to the transaction.
Amendment 301 #
Proposal for a regulation
Article 13 – paragraph 6
Article 13 – paragraph 6
6. Member States shall require the competent authorities to monitor compliance with this Regulation effectively, to concede temporally limited waivers motived by objective evidence and to take all necessary measures to ensure such compliance.