30 Amendments of Werner LANGEN related to 2018/0060(COD)
Amendment 114 #
Proposal for a regulation
Article 1 – paragraph 1
Article 1 – paragraph 1
Regulation (EU) No 575/2013
Article 36 – paragraph 1 – point m (new)
Article 36 – paragraph 1 – point m (new)
(m) the applicable significant amount of insufficient coverage for material non- performing exposures.;
Amendment 115 #
Proposal for a regulation
Article 1 – paragraph 2
Article 1 – paragraph 2
Regulation (EU) No 575/2013
Article 47a – paragraph 1 – introductory part
Article 47a – paragraph 1 – introductory part
1. For the purposes of Article 36(1)(m), 'exposure' shall include any of the following items, provided they are not included in the trading book of the institution:
Amendment 120 #
Proposal for a regulation
Article 1 – paragraph 2
Article 1 – paragraph 2
Regulation (EU) No 575/2013
Article 47a – paragraph 1 – point b
Article 47a – paragraph 1 – point b
(b) a loan commitment given, a financial guarantee given or any other commitment given, irrespective whether revocable or irrevocable.
Amendment 122 #
Proposal for a regulation
Article 1 – paragraph 2
Article 1 – paragraph 2
Regulation (EU) No 575/2013
Article 47a – paragraph 1 a (new)
Article 47a – paragraph 1 a (new)
1 a. The following items shall be excluded from the requirement: a) items included in the trading book; b) items that are accounted for at fair value through profit or loss in accordance with the accounting requirements;
Amendment 128 #
Proposal for a regulation
Article 1 – paragraph 2
Article 1 – paragraph 2
Regulation (EU) No 575/2013
Article 47a – paragraph 2 – subparagraph 1
Article 47a – paragraph 2 – subparagraph 1
For the purposes of Article 36(1)(m), the exposure value of a debt instrument shall be its accounting value measured without taking into account any specific credit risk adjustments, additional value adjustments in accordance with Articles 34 and 105, amounts deducted in accordance with Article 36(1)(m) or other own funds reductions related to the exposure. Balance sheet exposures purchased when in default shall be treated in line with article 159.
Amendment 177 #
Proposal for a regulation
Article 1 – paragraph 2
Article 1 – paragraph 2
Regulation (EU) No 575/2013
Article 47c – paragraph 1 – subparagraph 1 – point b – introductory part
Article 47c – paragraph 1 – subparagraph 1 – point b – introductory part
(b) the sum of the following items provided they relate to a specific non- performing exposure:
Amendment 191 #
Proposal for a regulation
Article 1 – paragraph 2
Article 1 – paragraph 2
Regulation (EU) No 575/2013
Article 47c – paragraph 1 – subparagraph 1 – point b – point iv a (new)
Article 47c – paragraph 1 – subparagraph 1 – point b – point iv a (new)
(iv a) general credit risk adjustments, provided they do not qualify as own funds.
Amendment 196 #
Proposal for a regulation
Article 1 – paragraph 2
Article 1 – paragraph 2
Regulation (EU) No 575/2013
Article 47c – paragraph 1 – subparagraph 2
Article 47c – paragraph 1 – subparagraph 2
The secured part of a non-performing exposure is the part of such exposure which is covered by a funded credit protection or unfunded credit protection in accordance with Chapters 3 and 4 of Title IIthat meets the criteria for credit risk mitigation described in Chapters 3 and 4 of Title II of Regulation (EU) No 575/2013, regardless of whether an institution uses the Standardised Approach or the Internal Ratings Based (IRB) Approach.
Amendment 205 #
Proposal for a regulation
Article 1 – paragraph 2
Article 1 – paragraph 2
Regulation (EU) No 575/2013
Article 47c – paragraph 2 – point a
Article 47c – paragraph 2 – point a
(a) 0.350 for the unsecured part of a non-performing exposure to be applied during the period between one year and twoas of the first day of the third years following its classification as non-performing, where the obligor is past due more than 90 days;
Amendment 215 #
Proposal for a regulation
Article 1 – paragraph 2
Article 1 – paragraph 2
Regulation (EU) No 575/2013
Article 47c – paragraph 2 – point b
Article 47c – paragraph 2 – point b
(b) 0.2865 for the unsecured part of a non-performing exposure to be applied during the period between one year and twoas of the first day of the fourth years following its classification as non- performing, where the obligor is not past due more than 90 days;
Amendment 216 #
Proposal for a regulation
Article 1 – paragraph 2
Article 1 – paragraph 2
Regulation (EU) No 575/2013
Article 47c – paragraph 2 – point c
Article 47c – paragraph 2 – point c
(c) 10.80 for the unsecured part of a non- performing exposure to be applied as of the first day of the secondfifth year following its classification as non-performing, where the obligor is past due more than 90 days;
Amendment 228 #
Proposal for a regulation
Article 1 – paragraph 2
Article 1 – paragraph 2
Regulation (EU) No 575/2013
Article 47c – paragraph 2 – point d
Article 47c – paragraph 2 – point d
Amendment 235 #
Proposal for a regulation
Article 1 – paragraph 2
Article 1 – paragraph 2
Regulation (EU) No 575/2013
Article 47c – paragraph 3 – point a
Article 47c – paragraph 3 – point a
Amendment 242 #
Proposal for a regulation
Article 1 – paragraph 2
Article 1 – paragraph 2
Regulation (EU) No 575/2013
Article 47c – paragraph 3 – point b
Article 47c – paragraph 3 – point b
Amendment 247 #
Proposal for a regulation
Article 1 – paragraph 2
Article 1 – paragraph 2
Regulation (EU) No 575/2013
Article 47c – paragraph 3 – point c
Article 47c – paragraph 3 – point c
Amendment 258 #
Proposal for a regulation
Article 1 – paragraph 2
Article 1 – paragraph 2
Regulation (EU) No 575/2013
Article 47c – paragraph 3 – point d
Article 47c – paragraph 3 – point d
Amendment 261 #
Proposal for a regulation
Article 1 – paragraph 2
Article 1 – paragraph 2
Regulation (EU) No 575/2013
Article 47c – paragraph 3 – point e
Article 47c – paragraph 3 – point e
Amendment 272 #
Proposal for a regulation
Article 1 – paragraph 2
Article 1 – paragraph 2
Regulation (EU) No 575/2013
Article 47c – paragraph 3 – point f
Article 47c – paragraph 3 – point f
(f) 0.14 for the secured part of a non- performing exposure to be applied during the period between three and four years following its classification as non- performing, where the obligor is not past due more than 90 days;
Amendment 274 #
Proposal for a regulation
Article 1 – paragraph 2
Article 1 – paragraph 2
Regulation (EU) No 575/2013
Article 47c – paragraph 3 – point g
Article 47c – paragraph 3 – point g
Amendment 285 #
Proposal for a regulation
Article 1 – paragraph 2
Article 1 – paragraph 2
Regulation (EU) No 575/2013
Article 47c – paragraph 3 – point h
Article 47c – paragraph 3 – point h
(h) 0.22 for the secured part of a non- performing exposure to be applied during the period between four and five years following its classification as non- performing, where the obligor is not past due more than 90 days;
Amendment 288 #
Proposal for a regulation
Article 1 – paragraph 2
Article 1 – paragraph 2
Regulation (EU) No 575/2013
Article 47c – paragraph 3 – point i
Article 47c – paragraph 3 – point i
Amendment 299 #
Proposal for a regulation
Article 1 – paragraph 2
Article 1 – paragraph 2
Regulation (EU) No 575/2013
Article 47c – paragraph 3 – point j
Article 47c – paragraph 3 – point j
(j) 0.32 for the secured part of a non- performing exposure to be applied during the period between five and six years following its classification as non- performing, where the obligor is not past due more than 90 days;
Amendment 303 #
Proposal for a regulation
Article 1 – paragraph 2
Article 1 – paragraph 2
Regulation (EU) No 575/2013
Article 47c – paragraph 3 – point k
Article 47c – paragraph 3 – point k
Amendment 313 #
Proposal for a regulation
Article 1 – paragraph 2
Article 1 – paragraph 2
Regulation (EU) No 575/2013
Article 47c – paragraph 3 – point l
Article 47c – paragraph 3 – point l
(l) 0.44 for the secured part of a non- performing exposure to be applied during the period between six and seven years following its classification as non- performing, where the obligor is not past due more than 90 days;
Amendment 318 #
Proposal for a regulation
Article 1 – paragraph 2
Article 1 – paragraph 2
Regulation (EU) No 575/2013
Article 47c – paragraph 3 – point m
Article 47c – paragraph 3 – point m
Amendment 327 #
Proposal for a regulation
Article 1 – paragraph 2
Article 1 – paragraph 2
Regulation (EU) No 575/2013
Article 47c – paragraph 3 – point n
Article 47c – paragraph 3 – point n
(n) 0.6 for the secured part of a non- performing exposure to be applied during the period between seven and eight years following its classification as non- performing, where the obligor is not past due more than 90 days;
Amendment 329 #
Proposal for a regulation
Article 1 – paragraph 2
Article 1 – paragraph 2
Regulation (EU) No 575/2013
Article 47 c – paragraph 3 – point o
Article 47 c – paragraph 3 – point o
Amendment 340 #
Proposal for a regulation
Article 1 – paragraph 2
Article 1 – paragraph 2
Regulation (EU) No 575/2013
Article 47c – paragraph 3 – point p
Article 47c – paragraph 3 – point p
(p) 0.87 for the secured part of a non- performing exposure to be applied as of the first day of the eighthduring the period between eight and nine years following its classification as non- performing, where the obligor is not past due more than 90 days.
Amendment 346 #
Proposal for a regulation
Article 1 – paragraph 2
Article 1 – paragraph 2
Regulation (EU) No 575/2013
Article 47c – paragraph 3 – point p a (new)
Article 47c – paragraph 3 – point p a (new)
(p a) 0.75 for the secured part of a non- performing exposure to be applied as of the first day of the ninth year following its classification as non-performing.
Amendment 382 #
Proposal for a regulation
Article 2 – paragraph 1 a (new)
Article 2 – paragraph 1 a (new)
It shall apply 18 months after its entry into force, but not before 1 January 2021.