9 Amendments of Neena GILL related to 2016/2032(INI)
Amendment 43 #
Motion for a resolution
Paragraph 2
Paragraph 2
2. Notes differences in financing conditions for SMEs between Member States and in Member States, notably the quantity and cost of available funding, which are influenced by SME-specific and country and region-specific factors;
Amendment 121 #
Motion for a resolution
Paragraph 11
Paragraph 11
11. Is concerned aboutTakes note of the multiple regulatory requirements for banks and possible negative effects on lending to SMEs; calls on the Commission to assess these effects on SME lending, with the support of the EBA and SSM; believes that a potential differentiation of the regulatory requirements according to the business model of the bank could be considered;
Amendment 163 #
Motion for a resolution
Paragraph 19
Paragraph 19
19. Calls on the Member States to foster a risk-taking and capital market culture; reiterates that financial education for SMEs is key to increasing the use and acceptance of capital market solutions, allowing for a better assessment of costs, benefits and the associated risks; calls on the Member States and the European Commission to enhance the financial literacy of SMEs and to ensure best practices are shared;
Amendment 180 #
Motion for a resolution
Paragraph 21
Paragraph 21
21. Recalls the sizeable cost for SMEs to access capital markets; stresses the need for a proportionate regulation, with less complex and burdensome disclosure and listing requirements for SMEs to avoid duplication but without putting investor protection at risk;
Amendment 202 #
Motion for a resolution
Paragraph 23
Paragraph 23
23. Underlines the potential of new innovative financial technology (FinTec) for the better matching of SMEs with potential investors; calls on the Commission to explore potential risks and the need for an appropriate harmonised EU regulatory framework without stifling innovation;
Amendment 205 #
Motion for a resolution
Paragraph 24
Paragraph 24
24. Highlights the need to foster innovation through lending platforms; encourages banks to regard the use of such innovative technologies as an opportunity; stresses that alternative funding sources like crowdfunding or peer-to-peer lending offer solutions for start-ups and innovative SMEs in particular; welcomes the Commission’s assessment of the existing framework for crowdfunding; calls on the Commission to explore the need for, and potential of, a harmonised EU framework to increase the availability of this type of funding across the EU for SME's;
Amendment 222 #
Motion for a resolution
Paragraph 25
Paragraph 25
25. Welcomes the Commission’s proposals for a framework for simple, transparent and standardised (STS) securitisation and the calibration of the prudential requirements for banks; notes the possible effects of SME securitisation for bank lending to SMEs provided there is a full transparency on the underlining risks;
Amendment 226 #
Motion for a resolution
Paragraph 26
Paragraph 26
26. Underlines the potential of venture capital and risk capital finance, especially for non-listed start-ups and innovative SMEs; notes that these markets are underdeveloped in the EU; welcomes the Commission’s initiative to revise the EuVECA and EuSEF legislation; underlines furthermore the urgent need for the Commission to tackle the fragmentation along national borders in the whole European investment funds sector;
Amendment 235 #
Motion for a resolution
Paragraph 27
Paragraph 27
27. Underlines the importance of corporate and income taxation for the internal financing capacity of SMEs; calls the Commission in this regard to tackle the bias in favour of debt borrowing;