2011/2272(INI) | [ParlTrack]

Motion for a resolution
Citation 6 a (new)

- having regard to Directive 2004/113/EC of the Council of 13 December 2004 implementing the principle of equal treatment between men and women in the access to and supply of goods and services1, __________________ 1 OJ L 373, 21.12.2004, p. 37.

Amendment 10 #

Motion for a resolution
Recital C

Amendment 100 #

Motion for a resolution
Paragraph 13

13. Deplores that advertising and promotional offers for food with high fat, salt and sugar content isare aimed at children and young ~~people~~Europeans, who increasingly suffer ~~the consequences of sedentariness and obesity~~from obesity; supports, in this respect, the application of surveillance and restriction measures regarding the audiovisual and digital advertising of these types of products to children and young people, whatever the media used (television, internet, cinema, social networking sites); calls on the actors involved to educate and inform minors about the importance of a balanced diet;

Amendment 101 #

Motion for a resolution
Paragraph 13

13. ~~Deplores that~~Calls on the industry to act responsibly when advertising ~~for~~ food with high fat, salt and sugar content is aimed at children ~~and young people, who increasingly suffer the consequences of sedentariness and obesity;~~; recognises existing codes of conducts and similar initiatives by the industry; and calls on the actors involved to continue to educate and inform minors about the importance of a balanced ~~diet~~nutrition and of an active, healthy lifestyle;

Amendment 102 #

Matteo SALVINI

Motion for a resolution
Paragraph 13

13. ~~Deplor~~Recognises that advertising for food with high fat, salt and sugar content is aimed at children ~~and young people, who increasingly suffer the consequences of sedentariness and obesity~~should be restricted; recognises and encourages industry initiatives to do so, such as the "EU Pledge"; calls on the actors involved to educate and inform minors about the importance of a balanced diet and of an active and healthy lifestyle;

Amendment 103 #

Motion for a resolution
Paragraph 13

13. ~~Deplor~~Recognises that advertising for food with high fat, salt and sugar content is aimed at children ~~and young people, who increasingly suffer~~should be restricted and responsible; urges the Commission to include the protection of children among the main priorities of the cCons~~equences of sedentariness and obesity; calls on the~~umer Agenda, with particular focus on aggressive or misleading TV and online advertising, targeted at children under the age of 12; calls on the industry to respect and fully implement existing codes of conducts and similar initiatives; and urges all actors involved to continue to educate and inform minors about the importance of a balanced diet and of an active, healthy lifestyle;

Amendment 104 #

Raffaele BALDASSARRE

Motion for a resolution
Paragraph 13

13. ~~Deplor~~Recognises that advertising for food with high fat, salt and sugar content is aimed at children ~~and young people, who increasingly suffer the consequences of sedentariness and obesity;~~should be restricted; recognises and encourages industry initiatives to do so, such as the EU Pledge; and calls on the actors involved to educate and inform minors about the importance of a balanced diet; and of an active, healthy lifestyle

Amendment 105 #

Renate SOMMER

Motion for a resolution
Paragraph 13

13. ~~Deplores that advertising for food with high fat, salt and sugar content is aimed at children and young people, who increasingly suffer the conseque~~Calls on the actors involved to educate and inform minors about the importances of ~~sedentariness and obesity; calls on the actors involved to educate and inform minors about the importance of a balanced diet~~a balanced diet; calls on the Member States to take steps to increase media- literacy skills among children and young people;

Amendment 106 #

Anja WEISGERBER

Motion for a resolution
Paragraph 13

13. ~~Deplores that advertising for food with high fat, salt and sugar content is aimed at children and young people, who increasingly suffer the conseque~~Calls on the Member States to combat obesity by educating children and young people about the importances of ~~sedentariness and obesity; calls on the actors involved to educate and inform minors about the importance of a balanced diet~~a balanced diet and a healthy lifestyle; to this end calls on the Member States to take steps to increase media-literacy skills among children and young people;

Amendment 107 #

Motion for a resolution
Paragraph 13 a (new)

13a. Calls on the Commission and the Member States to enhance consumers' awareness regarding product safety, particularly targeting the most vulnerable group of consumers, such as children and pregnant women;

Amendment 108 #

Louis GRECH, María IRIGOYEN PÉREZ

Motion for a resolution
Paragraph 13 a (new)

13a. Voices its concern about the impact on vulnerable consumers of the routine use of online behavioural advertising and the development of intrusive online advertising practices, especially through the use of social networks; calls again the European Commission to conduct a detailed analysis of the impact of misleading and aggressive advertising on vulnerable consumers, in particular children and adolescents, by the end of 2012;

Amendment 109 #

Motion for a resolution
Paragraph 13 a (new)

13a. Highlights the fact that advertisements for financial investment products often fail to sufficiently explain their underlying risks and overemphasise possible benefits that often fail to materialise, thereby exposing consumers of financial services products to loss of their capital; calls on the European Commission to introduce stricter advertising standards for sophisticated financial products aimed at retail investors who may not have a good understanding of financial risk, including the requirement to explicitly state any losses that the investor may incur.

Amendment 11 #

Christel SCHALDEMOSE, Anna HEDH

Motion for a resolution
Recital C

Amendment 110 #

Motion for a resolution
Paragraph 13 a (new)

13a. Considers that children and adolescents are particularly vulnerable to aggressive marketing and advertising ; calls on the Commission to conduct a detailed analysis of the impact of misleading and aggressive advertising on vulnerable consumers, in particular children and adolescents;

Amendment 111 #

Anna HEDH

Motion for a resolution
Paragraph 13 a (new)

13a. Emphasises that special attention has to be given to online marketing of harmful substances such as alcohol which reaches young people. Due to the nature and scope of the online marketing tactics i.e. social networks, online marketing of alcohol is very difficult to monitor for individual Member States and actions from the European Commission would be of added value;

Amendment 112 #

Motion for a resolution
Paragraph 13 b (new)

13b. Emphasises especially the vulnerability of children and adolescents to advertisements for alcohol and tobacco; considers that aggressive marketing and advertisement for alcohol and tobacco targeted specifically at children and adolescents should be banned

Amendment 113 #

Christel SCHALDEMOSE, María IRIGOYEN PÉREZ, Anna HEDH

Motion for a resolution
Paragraph 14

14. Stresses that in spite of the existence of legislation on the subject, the lack of enforcement of said legislation means that travellers often find themselves in vulnerable situations, especially in case of cancellation or delay of their trip, which is exacerbated when the consumer suffers from a disability; ~~encourages~~calls on the European Commission and the Member States to take the necessary measures to ensure better information regarding passengers' rights and transparency in fares;

Amendment 114 #

Motion for a resolution
Paragraph 14

Amendment 115 #

Ildikó GÁLL-PELCZ, András GYÜRK, Andreas SCHWAB, Iliana IVANOVA

Motion for a resolution
Paragraph 14

14. Stresses that in spite of the existence of legislation on the subject, the lack of enforcement of said legislation means that travellers often find themselves in vulnerable situations, especially in case of cancellation or delay of their trip, which is exacerbated when the consumer suffers from a disability; encourages the European Commission and the Member States to take the necessary measures to ensure transparency in fares; asks the Commission, in their planned revision of the EU passenger rights legislation, to take into account the situation of vulnerable consumers and to revise the compensation levels, criteria and mechanisms, with the proviso that current levels are not weakened;

Amendment 116 #

Motion for a resolution
Paragraph 14

14. ~~Stress~~Notes that in spite of ~~the~~ exist~~ence of~~ing legislation on the subject, the lack of enforcement of said legislation means that travellers often find themselves in vulnerable situations, especially in case of cancellation or delay of their trip, which is exacerbated when the consumer suffers from a disability, consumers still frequently encounter difficulties when travelling; encourages the European Commission and the Member States to take the necessary measures to facilitate consumer access to claim procedures and to ensure transparency in fares;

Amendment 117 #

Motion for a resolution
Paragraph 14

14. Stresses that in spite of the existence of legislation on the subject, the lack of enforcement of said legislation means that travellers often find themselves in vulnerable situations, especially in case of cancellation or delay of their trip, which is exacerbated when the consumer suffers from a disability; encourages the European Commission and the Member States to take the necessary measures to ensure transparency in fares, as well as to adopt a single passengers’ rights charter harmonising the quality and accessibility of services, applicable in all transport sectors;

Amendment 118 #

Motion for a resolution
Paragraph 14

14. Stresses that in spite of the existence of legislation on the subject, the lack of enforcement of said legislation means that travellers often find themselves in vulnerable situations, especially in case of cancellation or delay of their trip, which is exacerbated when the consumer suffers from a disability; this means that equal access must be provided for persons with reduced mobility and disabilities, emphasising that services for these travellers must be provided without hindrance; encourages the European Commission and the Member States to take the necessary measures to ensure transparency in fares and the correct observance and implementation of existing legislation;

Amendment 119 #

Motion for a resolution
Paragraph 15

15. Deplores that the digitalisation of services and the added cost that the management thereof poses for brick-and- mortar offices and stores may mean that senior consumers, who are the ones primarily affected by the digital dividInsists on the necessity to ensure that all consumers benefit from e-commerce, can~~not~~d to take ~~advantage of the benefits of online commerce and are also impacted by the ‘poverty premium’, paying more for the same products~~into account especially the needs of vulnerable consumers in all measures intended to close the digital divide;

Amendment 12 #

Motion for a resolution
Recital C

(C) Whereas vulnerable consumers are a heterogeneous group comprised of persons who are considered as such because of their mental, physical or psychological disability, their age, their credulity or their education, or persons made vulnerable by their social and financial situation who require special protection and a specific strategy on the part of the authorities; whereas any consumer, at some point in his/her life, can become vulnerable because of external factors and interactions with the market,

Amendment 120 #

Motion for a resolution
Paragraph 15

15. Deplores that the digitalisation of services and the added cost that the management thereof poses for brick-and- mortar offices and stores may mean that senior consumers, who are the ones primarily affected by the digital divide, cannot take advantage of the benefits of online commerce and are also impacted by the ‘poverty premium’, paying more for the same products. It does not follow that online commerce is a method of combating poverty;

Amendment 121 #

Motion for a resolution
Paragraph 15

15. Deplores that the digitalisation of services and the added cost that the management thereof poses for brick-and- mortar offices and stores may mean that ~~senior consumers, who are the ones primarily~~consumers in situation of vulnerability, who are often affected by the digital divide, cannot take advantage of the benefits of online commerce and are also impacted by the ‘poverty premium’, paying more for the same products; calls on the European Commission and the Member States to boost consumer confidence while overcoming barriers to cross-border e- commerce through the development of a effective policy which pays special attention to the needs of vulnerable consumers;

Amendment 122 #

Anna Maria CORAZZA BILDT, Olle SCHMIDT, Jürgen CREUTZMANN

Motion for a resolution
Paragraph 15

15. Deplores that the digitalisation of services and the added cost that the management thereof poses for brick-and- mortar offices and stores may mean that senior consumers, who are the ones primarily affected by the digital divide, cannot take advantage of the benefits of online commerce and are also impacted by the ‘poverty premium’ or the ‘disability premium’, paying more for the same products or being dependent on assistance from others;

Amendment 123 #

Motion for a resolution
Paragraph 15

15. ~~Deplor~~Notes that the digitalisation of services and the added cost that the management thereof poses for brick-and- mortar offices and stores may mean that senior consumers, who are the ones primarily affected by the digital divide, cannot take advantage of the benefits of online commerce and are also impacted by the ‘poverty premium’, paying more for the same productsmay mean that consumers who for various reasons cannot access or use the internet cannot take advantage of the benefits of online commerce and are therefore excluded from a substantial part of the internal market;

Amendment 124 #

Anna HEDH, Christel SCHALDEMOSE

Motion for a resolution
Paragraph 15

15. ~~Deplo~~Regrets that the digitalisation of services ~~and the added cost that the management thereof poses for brick-and- mortar offices and stores~~ may mean that senior consumers, who are the ones primarily affected by the digital divide, cannot take full advantage of the benefits of online commerce ~~and are also impacted by the ‘poverty premium’, paying more for the same products~~;

Amendment 125 #

Motion for a resolution
Paragraph 15

15. Deplores that the digitalisation of services ~~and the added cost~~is not designed with the senior consumer in mind. The savings that the management thereof poses for brick-and- mortar offices and stores ~~may mean that senior consumers, who are the ones primarily affected by the digital divide, cannot take advantage of the benefits of online commerce and~~ should be utilised to improve the service for senior consumers. Senior consumers in particular, who generally have higher rates of functional impairment, have a particularly large amount to gain from well-designed electronic services and online commerce. On the other hand, efforts from the community at large a~~lso impacted by the ‘poverty premium’, paying more for the same products~~nd from enterprises in particular are required in order to make it easier for senior consumers and to train them to enable them to take full advantage of the benefits of digitalisation;

Amendment 126 #

Motion for a resolution
Paragraph 15 a (new)

15a. Stresses that children and adolescents are particularly vulnerable regarding the use of communication technologies such as smart phones and games on the internet; considers that protection measures to avoid excessive billings in such circumstances should be put in place;

Amendment 127 #

Motion for a resolution
Paragraph 16

16. Underlines that the liberalisation of the main supply markets~~, i~~ can gbene~~ral, has not resulted in a general lowering of~~fit consumers if the latter are properly informed, able to compare prices, and cha~~s in fact resulted in added difficulty for the majority of citizens in knowing the best price, changing providers and understand~~nge providers; calls on the European Commission, the Member States and businesses to ensure better transparency ing th~~e items bille~~is regard;

Amendment 128 #

Motion for a resolution
Paragraph 16

16. Underlines that unfortunately the liberalisation of the main supply markets, in ~~gen~~ter al, has not resulted in a general lowering of prices, and has in fact resulted in added difficulty for the majority of citizens in knowing the best price, changing providers and understanding the items billedia the energy sector or the telecommunication sector has in fact resulted in added difficulty for consumers in general and vulnerable consumers in particular in knowing the fee that adapts best to their needs, changing providers and understanding the items billed; calls on the European Commission and the Member States to take the appropriate measures to ensure that consumers in general and vulnerable consumers in particular have access to clear, understandable and comparable information about fees, conditions and means of redress, and can easily switch providers;

Amendment 129 #

Motion for a resolution
Paragraph 16

16. Underlines that the liberalisation of the main supply markets, in general, has not resulted in a general lowering of prices, and has in fact resulted in added difficulty for the majority of citizens in knowing the best price, changing providers and understanding the items billed, or if it has also lowered the prices, especially in the case of unrestricted price competition, the quality of accessibility, which should otherwise be guaranteed to everyone, has deteriorated dramatically;

Amendment 13 #

Motion for a resolution
Recital C

(C) Whereas vulnerable consumers are a heterogeneous group comprised of persons who are considered as such because of their mental, physical or psychological disability, their age, or their credulity or ~~their education, or persons made~~persons made particularly vulnerable by their social and financial situation (for example over-indebted persons) who require special protection and a specific strategy on the part of the authorities,

Amendment 130 #

Motion for a resolution
Paragraph 16

16. ~~Underlines that the liberalisation of the main supply markets, in general, has not resulted in a general loweri~~Highlights the impact of the "digital divide" on consumers who are denied access to the wider range of pr~~ices, and has in fact resulted in added difficulty for the majority of citizens in knowing the best price, changing providers and understanding the items billed~~oducts and services available to those who have the means and abilities to access online services; calls upon the Member States and the European Commission to accelerate the delivery of the European Digital Agenda to the benefit of all EU citizens and consumers;

Amendment 131 #

Anna Maria CORAZZA BILDT, Olle SCHMIDT, Jürgen CREUTZMANN

Motion for a resolution
Paragraph 16

16. Underlines that the liberalisation of the main supply markets, ~~in general, has not resulted in a gener~~must be supported by measures al lowering ~~of prices, and has in fact resulted in added difficulty for the majority of citizens in know~~vulnerable consumers to easily determinge the best price, know how to chang~~ing~~e providers and understand~~ing~~ the items billed;

Amendment 132 #

Motion for a resolution
Paragraph 16

16. ~~Underlin~~Welcomes that the liberalisation of the main supply markets, in general, ~~has not resulted in a general loweri~~increased competition and therefore made available a wider range of pr~~ices, and has in fact resulted in added difficulty for the majority of citizens in knowing the best price, changing providers and understanding the items billed~~oducts and services for consumers; underlines that larger choice for consumers also requires better information;

Amendment 133 #

Motion for a resolution
Paragraph 16 a (new)

16a. Stresses that it would be beneficial to avoid the practice applied in certain Member States where utility bills (e.g. electricity bills) are linked to the collection from consumers of tax owing to the state; this type of practice causes hardship principally for vulnerable consumers and, because the inclusion of tax owing results in exorbitant bills, there is a danger that these utilities, which are a fundamental service, will be cut off; notes that Member States must ensure, especially with regard to utilities, that rights and the obligations regarding vulnerable consumers are respected;

Amendment 134 #

Andreas SCHWAB

Motion for a resolution
Paragraph 17

17. Calls on the European Commission and the Member States to consider establishing free-of-charge mechanisms for alternative dispute resolution that can be activated automatically when a vulnerable consumer is involved, as well as for collective actions;deleted

Amendment 135 #

Motion for a resolution
Paragraph 17

Amendment 136 #

Motion for a resolution
Paragraph 17

17. ~~Call~~Insists on the ~~European Commission and the Member States to consider establishing free-of-charge mechanisms for alternative dispute resolution that can be activated automatically when a~~need to ensure that the proposal for a Directive on alternative dispute resolution for consumer disputes and the proposal for a Regulation on online dispute resolution for consumer disputes currently under review must enable vulnerable consumers to have effective access to free of charge alternative dispute resolution; calls on the European Commission to think about appropriate mechanisms to ensure that vulnerable consumer ~~is involv~~s' need,s asre well ~~as for collective actions~~taken into account in the framework of the potential setting up of a collective redress scheme at EU level;

Amendment 137 #

Anna Maria CORAZZA BILDT, Olle SCHMIDT, Jürgen CREUTZMANN

Motion for a resolution
Paragraph 17

17. Calls on the European Commission and the Member States to consider establishing free-of-charge mechanisms for alternative dispute resolution ~~that can~~where access would be fac~~tiv~~ilitated ~~automatically when a~~for vulnerable consumer ~~is involved~~s, as well as for collective actions;

Amendment 138 #

Motion for a resolution
Paragraph 17

17. ~~Calls on~~Supports the work by the European Commission and the Member States to consider establishing free-of-charge mechanisms for alternative dispute resolution that can be activated automatically when a vulnerable consumer is involved, as well as for collective actionon alternative dispute resolution and online dispute resolution and, in this context, calls on the Commission and the Member States to take into account vulnerable consumers;

Amendment 139 #

Christel SCHALDEMOSE, María IRIGOYEN PÉREZ, Anna HEDH

Motion for a resolution
Paragraph 17

17. Calls on the European Commission and the Member States to consider establishing ~~free-of-charg~~effective mechanisms for alternative dispute resolution with as low costs as possible for the complaints that can be activated automatically when a vulnerable consumer is involved~~, as well as for collective actions~~. In addition the rules for European collective actions should be designed specifically to assist vulnerable consumers to have their rights respected;

Amendment 14 #

Anna Maria CORAZZA BILDT, Olle SCHMIDT, Jürgen CREUTZMANN

Motion for a resolution
Recital C

(C) Whereas vulnerable consumers are a heterogeneous group comprised of persons who are considered as such because of their mental, physical or psychological disability, their age, their credulity or their education, or persons made vulnerable by their social and financial situation who require special protection and a specific strategy on the part of the authorities,means those who, for reasons such as age or mental, physical or psychological disability have difficulties in accessing and comprehending relevant consumer information and who therefore require special protection;

Amendment 140 #

Rolandas PAKSAS

Motion for a resolution
Paragraph 17

Amendment 141 #

Motion for a resolution
Paragraph 18

18. Asks the European Commission and the Member States to collaborate on the adoption of a broad and coherent political and legislative strategy against vulnerability, especially in the Consumer Agenda and the Consumer Programme;deleted (See amendments 5 (new paragraph 3a) and 6 (new paragraph 3b) tabled by Philippe Juvin. Paragraph 18 by the Rapporteur is moved to the beginning of the report to enhance its importance, and further reinforced.)

Amendment 142 #

Motion for a resolution
Paragraph 18

18. Asks the European Commission and the Member States to collaborate on the adoption of a broad and coherent political and legislative strategy against vulnerability, especially in the Consumer Agenda and the Consumer Programme; calls on the Commission and the Member States to ensure that the Consumer Agenda and the Consumer Programme excludes all discrimination based on gender in the access to and supply of goods and services;

Amendment 143 #

Motion for a resolution
Paragraph 18

18. Asks the European Commission and the Member States to collaborate in cooperation with the European Parliament on the adoption of a broad and coherent political and legislative strategy against vulnerability, especially in the Consumer Agenda and the Consumer Programme; underlines that the creation of a strategy for strengthening the rights of the most vulnerable consumers, in order to increase their participation in the Single Market, contributes not only to the social inclusion of such consumers and to advancement toward a more just and tolerant society, but also to ensuring a more dynamic, safe and competitive internal market; points out that this task should involve not only the authorities but also businesses and providers in order to facilitate a more transparent contractual balance.

Amendment 144 #

Motion for a resolution
Paragraph 18

18. Asks the European Commission and the Member States to ~~collaborate on the adoption of a broad and coherent political and legislative strategy against vulnerability, especially in~~take account of the specific needs of vulnerable consumers in the adoption of the Consumer Agenda and the Consumer Programme;

Amendment 145 #

Motion for a resolution
Paragraph 18

18. Asks the European Commission and the Member States to collaborate on the adoption of a broad and coherent poli~~tical and legislative strategy against vulnerability~~cies to empower vulnerable consumers, especially in the Consumer Agenda and the Consumer Programme;

Amendment 146 #

Motion for a resolution
Paragraph 18

18. ~~Asks~~Calls on the European Commission ~~and the Member States to collaborate on the adoption of a broad and coherent political and legislative strategy against~~to address the most commonly reported consumer vulnerability~~, especially~~ issues in the Consumer Agenda and the Consumer Programme;

Amendment 15 #

Motion for a resolution
Recital C a (new)

(Ca) Whereas women decide about more than 70% of household purchases in Europe,1 __________________ 1 McKinsey & Company: Women Matter: Gender diversity, a corporate performance driver, 2007

Amendment 16 #

Olle SCHMIDT

Motion for a resolution
Recital C a (new)

(Ca) Notes in this regard that children should be considered vulnerable consumers until they have reached the judicial age of criminal responsibility;

Amendment 17 #

Motion for a resolution
Paragraph 1

1. Notes that the diversity of vulnerable situations, both when consumers are placed under statutory protection and when they are in a specific situation of sectoral or temporary vulnerability, hinders a uniform approach and has led the legislation as well as the policies in existence up to the present time to address the problem of vulnerability on a case by case basis;

Amendment 18 #

Motion for a resolution
Paragraph 1

1. Notes that the diversity of vulnerable situations hinders a uniform approach and has led the legislation as well as the policies in existence up to the present time to address the problem of vulnerability on a case by case basis; emphasises that although any consumer can find himself/herself in a vulnerable situation in certain circumstances, some groups of people are structurally vulnerable because of their mental, physical or psychological infirmity, age or credulity - such as children, teenagers, the elderly or certain people made vulnerable by their social and financial situation (such as those with excessive debts) and need therefore special protection

Amendment 19 #

Andreas SCHWAB

Motion for a resolution
Paragraph 1

1. Notes that because of the diversity of vulnerable situations ~~hinders a uniform approach and has led the legislation as well as the policies in existence up to the present time to~~, a single comprehensive legal instrument is very difficult to imagine, and that European legislation must therefore address the problem of vulnerability among consumers as a horizontal task on a case- by-case basis;

Amendment 2 #

Anna HEDH, María IRIGOYEN PÉREZ, Christel SCHALDEMOSE

Motion for a resolution
Citation 7

- having regard to the Charter of Fundamental Rights of the European Union, as incorporated into the Treaties by Article 6 of the Treaty on European Union (TEU), and in particular Article 7 (respect for private and family life), Article 21 (non-discrimination), Article 23 (equality between women and men), Article 24 (the rights of the child), Article 25 (the rights of the elderly), Article 26 (integration of persons with disabilities) and Article 28 (consumer protection) thereof,

Amendment 20 #

Motion for a resolution
Paragraph 1

1. Notes that the diversity of vulnerable situations hinders a uniform approach and has led the legislation as well as the policies in existence up to the present time to address the problem of vulnerability on a case by case basis;. In this context, the future of consumer policy and law should draw on general solutions that are fully based on the consumer's various needs and abilities.

Amendment 21 #

Motion for a resolution
Paragraph 1 a (new)

1a. Stresses that Member States must take the appropriate measures to provide adequate guarantees for the protection of vulnerable consumers;

Amendment 22 #

Motion for a resolution
Paragraph 2

2. Underlines that the strategy for the rights of vulnerable consumers must focus on ~~effectively protecting consumers and preventing vulnerability~~reinforcing their rights and ensuring that the latter are effectively safeguarded and enforced, as well as providing consumers with all necessary means to ensure that they can take the appropriate decisions and be assertive, irrespective of the instrument used;

Amendment 23 #

Motion for a resolution
Paragraph 2

2. Underlines that the ~~strategy for the rights of vulnerable consumers must focus on effectively protecting consumers and preventing vulnerability, irrespective of the instrument used~~EU must focus on effectively protecting the rights of all consumers, including vulnerable consumers;

Amendment 24 #

Motion for a resolution
Paragraph 2

2. Underlines that the strategy for the rights of vulnerable consumers must focus on effectively protecting consumers and preventing vulnerability, irrespective of the instrument used; considers that the notion of "average consumer" lacks the flexibility needed to adapt to specific cases and sometimes does not correspond to real life situations

Amendment 25 #

Motion for a resolution
Paragraph 2

Amendment 26 #

Motion for a resolution
Paragraph 2 a (new)

2a. Stresses that a strategy for addressing consumer vulnerability must be proportionate so as not to restrict individual freedoms and consumer choice;

Amendment 27 #

Motion for a resolution
Paragraph 2 a (new)

2a. Underlines the need for action targeted mainly at vulnerable consumers, both at EU and Member State level, in line with the results of the most recent Eurobarometer showing that under 50% of consumers feel informed and protected; vulnerable groups, in particular, are having difficulty in understanding the choices available to them, are not aware of their rights, are facing more problems and displaying reluctance to act when problems arise;

Amendment 28 #

Motion for a resolution
Paragraph 3

3. Asks the Commission and encourages the Member States to maintain constant and close observation of social and consumer behaviour that may place certain groups or individuals in vulnerable situations in order to prevent such behaviour, and to put an end to vulnerability, when it occurs, through specific protection measuresdeleted;

Amendment 29 #

Motion for a resolution
Paragraph 3

3. Asks the Commission and encourages the Member States to maintain constant and close observation of social and consumer behaviour that may place certain groups or individuals in vulnerable situations ~~in order to prevent such behaviour~~, and to put an end to vulnerability, when it occurs, through specific protection measures;

Amendment 3 #

Motion for a resolution
Citation 24 a (new)

- having regard to its resolution of 25 October 2011 on mobility and inclusion of people with disabilities and the European Disability Strategy 2010-2020

Amendment 30 #

Anna Maria CORAZZA BILDT, Olle SCHMIDT, Jürgen CREUTZMANN

Motion for a resolution
Paragraph 3

3. Asks the Commission and encourages the Member States to maintain constant and close observation of social and consumer behaviour and conditions that may place certain groups or individuals in vulnerable situations in order to prevent such behaviour, and to put an end to vulnerability, when it occurs, through specific protection measures;

Amendment 31 #

Motion for a resolution
Paragraph 3

Amendment 32 #

Anna HEDH, María IRIGOYEN PÉREZ, Christel SCHALDEMOSE

Motion for a resolution
Paragraph 3

Amendment 33 #

Krišjānis KARIŅŠ

Motion for a resolution
Paragraph 3 a (new)

3a. Points out that differences still exist between products of the same brand in different Member States, as a result of which the consumers of some Member States are less protected;

Amendment 34 #

Motion for a resolution
Paragraph 3 a (new)

3a. Calls on the European Commission and the Member States to collaborate on the adoption of a broad and coherent political and legislative strategy against vulnerability, taking into account the diversity and complexity of all situations involved;

Amendment 35 #

Matteo SALVINI

Motion for a resolution
Paragraph 3 a (new)

3a. Calls on the Commission to put into effect Article 174 of the Treaty on the Functioning of the European Union, particularly as regards island and mountain regions, whose vulnerable consumers have a more difficult access to broadband, work places, health and educational system as citizens living in big urban areas;

Amendment 36 #

Motion for a resolution
Paragraph 3 a (new)

3a. Recommends that the Member States sign and ratify the Hague Convention of 13 January 2000 on the International Protection of Adults;

Amendment 37 #

Motion for a resolution
Paragraph 3 b (new)

3b. Calls on the European Commission and the Council to consider the reinforcement of the rights of vulnerable consumers as a key priority in the framework of the ongoing review of the proposal for a Regulation on a consumer programme 2014-2020, and of the upcoming publication of the Consumer Agenda;

Amendment 38 #

Motion for a resolution
Paragraph 3 c (new)

3c. Calls on the European Commission to include the dimension of consumers' vulnerability in the work of the Consumer Scoreboard, for instance by breaking down data by age, education level, or socioeconomic factors to have a clearer overview of the needs of vulnerable consumers;

Amendment 39 #

Motion for a resolution
Paragraph 4

Amendment 4 #

Motion for a resolution
Recital A

(A) Whereas promoting consumers' rights and their protection are core values for developing ~~European Union policies~~and reinforcing the Single Market, and for meeting the Europe 2020 goals;

Amendment 40 #

Motion for a resolution
Paragraph 4

Amendment 41 #

Ildikó GÁLL-PELCZ, András GYÜRK, Iliana IVANOVA

Motion for a resolution
Paragraph 4

4. Notes that Directive 2005/29/EC of the European Parliament and of the Council of 11 May 2005 concerning unfair business- to-consumer commercial practices in the internal market ~~focuses~~introduced the inssu~~fficiently on the problem of vulnerability, limiting itself to~~e of consumer vulnerability focusing on 'undue influence' that could be exerted over consumers whose volition is not fully formed; however, the Unfair Commercial Practices Directive only protected consumers' economic interests,

Amendment 42 #

Motion for a resolution
Paragraph 4

Amendment 43 #

Anna HEDH, Christel SCHALDEMOSE

Motion for a resolution
Paragraph 4

Amendment 44 #

Motion for a resolution
Paragraph 4

4. Notes that Directive 2005/29/EC of the European Parliament and of the Council of 11 May 2005 concerning unfair business- to-consumer commercial practices in the internal market focuses insufficiently on the problem of vulnerability, limiting itself to consumers' economic interest, also finds that the use of the term average consumer, often provide unsatisfying protection for vulnerable consumers where economic activity is aimed at a broad group of consumers;

Amendment 45 #

Motion for a resolution
Paragraph 4 a (new)

4a. Notes that it is impossible to have a comprehensive legislative instrument dedicated to the protection of vulnerable consumers; insists on the fact that the latter should be taken into account on a case-by-case basis in the making of EU laws;

Amendment 46 #

Motion for a resolution
Paragraph 5

Amendment 47 #

María IRIGOYEN PÉREZ, Anna HEDH

Motion for a resolution
Paragraph 5

Amendment 48 #

Motion for a resolution
Paragraph 5

5. ~~Regrets~~Points out that Directive 2011/83/EU on consumer rights, which is the most recent instrument devoted to the protection thereof, ~~does not apply to certain sectors where a particular vulnerability exists, and does not contain a specific regulation in regard thereto, beyond a mention in Whereas clause 34;~~strengthens pre-contractual and contractual information requirements, articulating a stronger right of withdrawal when the provider or seller has failed to fulfil his legal obligation to provide said information, and requiring that it be conveyed in a clear and comprehensible manner; however, notes that the Directive does not apply to certain sensitive sectors as the financial sector or the transportation sector, where a particular vulnerability exists which must be tackled by appropriate and effective means,

Amendment 49 #

Anna Maria CORAZZA BILDT, Olle SCHMIDT, Jürgen CREUTZMANN

Motion for a resolution
Paragraph 5

5. ~~Regrets that~~Takes note of Directive 2011/83/EU on consumer rights, which is the most recent instrument devoted to the protection ~~thereof, does not apply to certain sectors where a particular vulnerability exists, and does not contain a specific regulation in regard thereto, beyond a mention in Whereas clause 34~~;

Amendment 5 #

Motion for a resolution
Recital A a (new)

(Aa) Whereas the ambition for EU consumer policy should be a high level of empowerment and protection for every consumer;

Amendment 50 #

Motion for a resolution
Paragraph 5

5. Regrets that Directive 2011/83/EU on consumer rights, which is the most recent instrument devoted to the protection thereof, does not apply to certain sectors where a particular vulnerability exists, and does not contain a specific regulation in regard thereto, beyond a mention in Whereas clause 34; considers that transposition of this Directive by Member States should be consistent with the problem of consumer vulnerability and that consumer protection measures should be applied in such a way that particularly vulnerable consumers receive the protection they need

Amendment 51 #

Krišjānis KARIŅŠ

Motion for a resolution
Paragraph 5 a (new)

5a. Emphasises that the current legal framework does not permit elimination of differences in the quality of products of the same brand in different Member States, and calls on the Commission to supplement the consumer protection legislation accordingly;

Amendment 52 #

Motion for a resolution
Paragraph 6

6. ~~Regret~~Considers that the efforts of the European Commission are centred principally on promoting consumer empowerment; although the Commission's concern that European consumers be better informed about their options and their rights is laudable, and all action in this regard contributereinforcement of vulnerable consumers' rights does not only entail a development in the legal corpus and effective enforcement of their rights, but also a strengthening of their capacity to take optimum decisions by themselves; strongly supports therefore the European Commission's efforts to a promorte ~~efficient internal market, this focus is clearly insufficient to protect vulnerable consumers, who require specific atten~~consumer empowerment through the provision of easily accessible and understandable information, and consumer education;

Amendment 53 #

Christel SCHALDEMOSE, María IRIGOYEN PÉREZ, Anna HEDH

Motion for a resolution
Paragraph 6

6. Regrets that the efforts of the European Commission are centred principally on promoting consumer empowerment; although the Commission’s concern that European consumers be better informed about their options and their rights is laudable, and all action in this regard contributes to a more efficient internal market, this focus is clearly insufficient to protect vulnerable consumers, who require specific attention and special legislation;

Amendment 54 #

Motion for a resolution
Paragraph 6

6. Regrets that the efforts of the European Commission are centred principally on promoting consumer empowerment; although the Commission's concern that European consumers be better informed about their options and their rights is laudable, and all action in this regard contributes to a more efficient internal market, this focus is clearly insufficient to protect consumers in general and vulnerable consumers in particular, who require specific attention in order to develop a consumer policy for all European consumers;

Amendment 55 #

Motion for a resolution
Paragraph 6

Amendment 56 #

Motion for a resolution
Paragraph 6

6. ~~Regrets that~~Welcomes the efforts of the European Commission ~~are centred principally o~~in promoting consumer empowerment; ~~although~~supports the Commission's ~~concern that~~efforts to better inform European consumers ~~be better informed~~ about their options and their rights ~~is laudable, and~~as all action in this regard contributes to a more efficient and fair internal market; is concerned that, this focus ~~is clearly~~may be insufficient to protect vulnerable consumers, ~~who require specific attention~~since their vulnerability originates from their difficulty to access or assess the information given to them; asks the Commission to make sure that vulnerable consumers have access to the same goods and services and are not mislead;

Amendment 57 #

Motion for a resolution
Paragraph 7

7. Notes that many consumers’ vulnerability also results ~~precisely~~ from their lack of assertiveness and comprehension of the information they receive or of the options available, or from their lack of awareness of the existing complaint and redress schemes, especially in the case of cross- border consumption and online commerce, but mainly, for economically vulnerable consumers, from the high cost of securing essential goods and services;

Amendment 58 #

Motion for a resolution
Paragraph 7

7. Notes that many consumers' vulnerability results precisely from their lack of assertiveness and comprehension of the information they receive or of the options available, or from their lack of awareness of the existing complaint and redress schemes, ~~especially~~and that these barriers grow in the case of cross-border consumption ~~and online~~, including online cross- border commerce;

Amendment 59 #

Motion for a resolution
Paragraph 7

7. Notes that many consumers' vulnerability results precisely from their lack of a~~ssertiveness and~~ccess to or comprehension of the information they receive ~~or of the options available~~, or from their lack of awareness of the existing complaint and redress schemes, especially in the case of cross-border consumption, door-to-door sales and online commerce;

Amendment 6 #

Motion for a resolution
Recital Β

(B) Whereas the ~~single market~~European Commission and the Member States must ensure, also, a high level of protection for vulnerable consumers and ~~of strengthening~~the improvement of their capabilities, and their standard of living.

Amendment 60 #

Anna HEDH, Christel SCHALDEMOSE

Motion for a resolution
Paragraph 7

7. Notes that many consumers’ vulnerability results precisely from their lack of assertiveness and comprehension of the information they receive ~~or of~~and non- accessible data and information material, or failure to understand the options available, or from their lack of awareness of the existing complaint and redress schemes, especially in the case of cross- border consumption and online commerce;

Amendment 61 #

Motion for a resolution
Paragraph 7

7. Notes that many consumers’ vulnerability results ~~precisely from their lack of assertiveness and comprehension of the information they receive or of the options available, or from their lack of awareness of the existing~~from inaccessible information and lack of accessible alternatives as well as the poorly formulated complaint and redress schemes offered, especially in the case of cross- border consumption and online commerce;

Amendment 62 #

Motion for a resolution
Paragraph 7 a (new)

7a. Calls therefore on the European Commission and the Member States to further promote and develop existing initiatives (such as Dolceta, ECC-Net, etc.) while ensuring consistency between the latter to improve consumers' information and education;

Amendment 63 #

Rolandas PAKSAS

Motion for a resolution
Paragraph 7 a (new)

7a. Calls on the EU and the Member States to pay more attention to and invest more in consumer information and education campaigns that target the right messages at the right consumer segment;

Amendment 64 #

Motion for a resolution
Paragraph 8

8. Points out that, in the case of contractual relations, the consumer frequently is the weaker party in such relations; when said party to said contracts is in a vulnerable situation, providers must be involved in the protection of said party, and the authorities and administrations must provide incentives to such involvement;deleted

Amendment 65 #

Motion for a resolution
Paragraph 8

Amendment 66 #

Motion for a resolution
Paragraph 8

8. Points out that, in the case of contractual relations, the consumer frequently is the weaker party in such relations; when said party to said contracts is in a vulnerable situation, providers must be involved in the protection of ~~said party~~the consumer, and the authorities and administrations must provide incentives to such involvement;

Amendment 67 #

Motion for a resolution
Paragraph 8

8. Points out that, in the case of contractual relations, the consumer frequently is the weaker party in such relations; ~~when said party to said contracts is in a vulnerable situa~~recommends that when persons are placed under statutory protection, for providers ~~mus~~to be involved in the protection of said party, and the authorities and administrations ~~mus~~to provide incentives to such involvement;

Amendment 68 #

Anna HEDH, Christel SCHALDEMOSE, María IRIGOYEN PÉREZ

Motion for a resolution
Paragraph 8

8. Points out that, in the case of contractual relations, the consumer frequently is the weaker party in such relations; when said party to said contracts is in a vulnerable situation, providers must be involved in the protection of said party, and the authorities and administrations must provide incentives to such involvement;

Amendment 69 #

Motion for a resolution
Paragraph 8

8. Points out that, in the case of contractual relations, the consumer frequently is the weaker party in such relations; when said party to said contracts is in a vulnerable situation, ~~providers must be involved in the~~the legislator must provide the necessary legal protection of ~~said party~~the consumers, and the authorities and administrations must ~~provide incentives to such involv~~ensure that the consumers are protected. It's considered as good business practice as a company to implement systems that contributes to all consumers' capacity to understand and assess an agreement;

Amendment 7 #

Christel SCHALDEMOSE, María IRIGOYEN PÉREZ, Anna HEDH

Motion for a resolution
Recital B

(B) Whereas the single market must ensure, also, a high level of protection for all consumers with a special focus devoted to vulnerable consumers ~~and of~~in order to strengthen~~ing~~ their capabilities,

Amendment 70 #

Motion for a resolution
Paragraph 9

9. Underlines that Directive 2011/83/EU on consumer rights strengthens pre- contractual and contractual information requirements, articulating a stronger right of withdrawal when the provider or seller has failed to fulfil his legal obligation to provide said information, and requiring that it be conveyed in a clear and comprehensible manner; notes that, in spite of this, vulnerable consumers may be incapable of reading or assimilating the information given to them,;deleted

Amendment 71 #

Motion for a resolution
Paragraph 9

9. Underlines that Directive 2011/83/EU on consumer rights strengthens pre- contractual and contractual information requirements, articulating a stronger right of withdrawal when the provider or seller has failed to fulfil his legal obligation to provide said information, and requiring that it be conveyed in a clear and comprehensible manner; notes that, in spite of this, vulnerable consumers may be incapable of reading ~~or assimilating~~, assimilating or sufficiently understanding their obligations or the information given to them;

Amendment 72 #

Anna HEDH

Motion for a resolution
Paragraph 9

9. Underlines that Directive 2011/83/EU on consumer rights strengthens pre- contractual and contractual information requirements, articulating a stronger right of withdrawal when the provider or seller has failed to fulfil his legal obligation to provide said information, and requiring that it be conveyed in a clear and comprehensible manner; notes that~~, in spite of this, vulnerable consumers may be incapable of reading~~ consumers who cannot read become vulnerable consumers if they are not offered information in alternative formats or in some other manner are provided with a real basis for assimilating the information given to them;

Amendment 73 #

Anna Maria CORAZZA BILDT, Olle SCHMIDT, Jürgen CREUTZMANN

Motion for a resolution
Paragraph 9

9. Underlines that Directive 2011/83/EU on consumer rights strengthens pre- contractual and contractual information requirements, articulating a stronger right of withdrawal when the provider or seller has failed to fulfil his legal obligation to provide said information, and requiring that it be conveyed in a clear and comprehensible manner and disclosed without any hindrance; notes that, in spite of this, vulnerable consumers may be incapable of reading or assimilating the information given to them;

Amendment 74 #

Andreas SCHWAB

Motion for a resolution
Paragraph 9

9. Underlines that Directive 2011/83/EU on consumer rights strengthens pre- contractual and contractual information requirements, articulating a stronger right of withdrawal when the provider or seller has failed to fulfil his legal obligation to provide said information, and requiring that it be conveyed in a clear and comprehensible manner; ~~notes that, in spite of this, vulnerable consumers may be incapable of reading or assimilating the information given to them;~~

Amendment 75 #

Motion for a resolution
Paragraph 9

9. Underlines that Directive 2011/83/EU on consumer rights strengthens pre- contractual and contractual information requirements, articulating a stronger right of withdrawal when the provider or seller has failed to fulfil his legal obligation to provide said information, and requiring that it be conveyed in a clear and comprehensible manner; notes that, in spite of this, vulnerable consumers may be incapable of ~~read~~accessing or ~~assimilat~~comprehending the information given to them,;

Amendment 76 #

Motion for a resolution
Paragraph 10

Amendment 77 #

Christel SCHALDEMOSE, María IRIGOYEN PÉREZ, Anna HEDH

Motion for a resolution
Paragraph 10

10. Asks the European Commission and the Member States to ensure that the regulation of safety standards and conditions for certain products, e~~special~~ffectively t~~hos~~ake int~~ended for use by consumers in vulnerable situations, consider not only the foreseen use but also the foreseeable use, and that quality requirements and protection measures be emphasised~~o account the need to ensure adequate protection of vulnerable consumers;

Amendment 78 #

Motion for a resolution
Paragraph 10

10. Asks the European Commission and the Member States that the regulation of safety standards and conditions for certain products, especially those intended for use by consumers in vulnerable situations, consider not only the foreseen use but also the foreseeable use, and that quality requirements and protection measures be emphasised, notes that the foreseen use often does not address the specific risks that consumers in vulnerable situations might face; calls on the future revision of the General Product Safety Directive to focus on these abovementioned concerns;

Amendment 79 #

Motion for a resolution
Paragraph 10

10. Asks the European Commission and the Member States that the regulation of safety standards and conditions for certain products, e~~specially those intended for use by consumers in vulnerable situations, consider not only the foreseen use but also the foreseeable use, and that~~mphasises quality requirements and protection measures ~~be emphasised~~;

Amendment 8 #

Motion for a resolution
Recital B

(B) Whereas ~~the single market must ensure, also, a high level of protection for vulnerable consumers and of strengthening their capabilities,~~consumer protection in the single market should also take into account the specific needs of vulnerable consumers;

Amendment 80 #

Motion for a resolution
Paragraph 10

10. Asks the European Commission and the Member States that the regulation of safety standards and conditions for certain products, especially those intended for use by consumers in vulnerable situations, as well as in particular with regard to their accessibility for everyday living, which does not endanger visually impaired persons’ safety and health, consider not only the foreseen use but also the foreseeable use, and that quality requirements and protection measures be emphasised;

Amendment 81 #

Anna Maria CORAZZA BILDT, Olle SCHMIDT, Jürgen CREUTZMANN

Motion for a resolution
Paragraph 10

Amendment 82 #

Motion for a resolution
Paragraph 10

Amendment 83 #

Motion for a resolution
Paragraph 11

11. Asks the Member States and the European Commission to devote their efforts to harmonising signage directed at citizens with disabilities, and to promote the provision of information by companies in formats accessible to ~~said~~all citizens;

Amendment 84 #

Anna HEDH, María IRIGOYEN PÉREZ, Christel SCHALDEMOSE

Motion for a resolution
Paragraph 11

11. Asks the Member States and the European Commission to devote their efforts to harmonising signage directed at citizens with disabilities, ~~and to promote~~to make good practices available for companies and encourage their implementation, and to promote, including when European Union resources are used, the provision of information and services by companies in formats accessible to said citizens;

Amendment 85 #

Motion for a resolution
Paragraph 11

11. Asks the Member States and the European Commission to devote their efforts to ~~harmonis~~making signage directed at citizens with disabilities accessible, including through standardization, and to promote the provision of information by companies in formats accessible to said citizens;

Amendment 86 #

Motion for a resolution
Paragraph 11 a (new)

11a. Ask the Member States to sign and ratify the Convention of 13 January 2000 on the International Protection of Adults which applies to the protection in international situations of adults who, by reason of an impairment or insufficiency of their personal faculties, are not in a position to protect their interests,

Amendment 87 #

Motion for a resolution
Paragraph 11 a (new)

11a. Calls on the Commission and the Member States, in accordance with the principles of Corporate Social Responsibility, to offer incentives to companies to establish a system of voluntary labelling of industrial product packaging in Braille (including, for example, the type of product and expiry date, at least), in order to make life easier for visually-impaired consumers;

Amendment 88 #

Motion for a resolution
Paragraph 11 a (new)

11a. In the same spirit, calls for the Member States and the European Commission to promote research and development of goods, services, equipment and facilities, which are universally designed, in other words usable by all people, to the greatest extent possible, without the need for adaptation or specialised design;

Amendment 89 #

Motion for a resolution
Paragraph 12

Amendment 9 #

Ildikó GÁLL-PELCZ, András GYÜRK

Motion for a resolution
Recital C

(C) Whereas ~~vulnerable consumers are~~the widely used concept of vulnerable consumers is based on the notion of vulnerability as endogenous, and targets a heterogeneous group comprised of persons who are considered as such because of their mental, physical or psychological disability, ~~their age, their credulity or their education, or persons made vulnerable by their social an~~age or credulity; whereas the concept of vulnerable consumers should also include consumers in a situation of vulnerability, meaning consumers who are placed fin~~ancial situation who require special protection~~ a state of temporary powerlessness resulting from a gap between their individual state and characteristics on the one hand, a ~~specific strategy on the part of the authorities,~~nd their external environment on the other hand, taking into account criteria such as education, social and financial situation, access to Internet, etc.;

Amendment 90 #

Motion for a resolution
Paragraph 12

12. Notes the fact that in international forums, the need to protect consumers through information and regulation of the financial markets has been recognised, the complexity of such markets entailing that in the majority of cases any consumer is vulnerable; calls for an uniform application of the relevant legislation on financial markets across all Member States to limit implementing differences that might lead to uncertainty and regulatory arbitrage for the consumers; suggests that technical standards defined by ESMA could be an appropriate way of achieving this, in keeping with the concept of a single rule book for financial services;

Amendment 91 #

Motion for a resolution
Paragraph 12

Amendment 92 #

Motion for a resolution
Paragraph 12

12. Notes the fact that in international forums, the need to protect consumers through information and the regulation of the financial markets has been recognised~~, the complexity of such markets entailing that in the majority of cases any consumer is vulnerable~~; stresses however that more can be done by the financial services industries to provide clear and simple explanations on the nature of the products and services that they provide, and calls on all stakeholders to develop effective financial literacy programmes;

Amendment 93 #

Motion for a resolution
Paragraph 12

Amendment 94 #

Marc TARABELLA

Motion for a resolution
Paragraph 12 a (new)

12a. Calls for information to be better targeted and distributed through all channels, not only official channels but also through consumer organisations, regional, municipal and local offices which are much closer and visible and easily accessible to less mobile consumers;

Amendment 95 #

Motion for a resolution
Paragraph 12 a (new)

12a. Deplores the fact that the market for financial products (loans and credit cards) is functioning poorly for consumers and that, according to a recent survey by the Commission, 70% of financial institutions’ and companies’ websites were making basic errors in their publicity and in the basic, required information on the products on offer, while the cost was presented in a misleading way; stresses that such practices and the complexity and difficulty in understanding the products in question often lead consumers into excessive debt; emphasises that the purpose of the Directive on consumer credit, which has recently been transposed into Member States’ national legislation, is to make it easier for consumers to understand credit offers and not be misled into excessive debt;

Amendment 96 #

Motion for a resolution
Paragraph 13

Amendment 97 #

Motion for a resolution
Paragraph 13

13. ~~Deplores that advertising for food with high fat, salt and sugar content is aimed at children and young people, who increasingly suffer~~Underlines that children and young people, who increasingly suffer the consequences of sedentariness and obesity, are more sensitive to advertising for food with high fat, salt and sugar content; welcomes self-regulatory initiatives launched by businesses to limit children and young people's exposure to food advertising (such as the con~~sequences of sedentariness and obesity; calls on the actors involved to educate and inform minors~~es launched in the framework of the European Commission's Platform for Action on Diet, Physical Activity and Health), and calls on all stakeholders to effectively educate and inform children and young people about the importance of a balanced diet;

Amendment 98 #