7 Amendments of Ildikó GÁLL-PELCZ related to 2012/0169(COD)
Amendment 173 #
Proposal for a regulation
Article 2 – paragraph 2 – point a
Article 2 – paragraph 2 – point a
(a) life insurance products which do not offer a surrender value or where that surrender value is not wholly or partially exposed, directly or indirectly, to market fluctuationsere the investment risk is not borne by the policyholder;
Amendment 196 #
Proposal for a regulation
Article 2 – paragraph 2 – point f a (new)
Article 2 – paragraph 2 – point f a (new)
(fa) officially recognized pension products and social security schemes subject to national or Union law;
Amendment 277 #
Proposal for a regulation
Article 7 a (new)
Article 7 a (new)
Article 7a In respect of the KID in case of an insurance contract the insurance undertaking has obligations only towards the policyholder and not towards the beneficiary or insured.
Amendment 448 #
Proposal for a regulation
Article 8 – paragraph 5
Article 8 – paragraph 5
5. The Commission shall be empowered to adopt delegated acts in accordance with Article 23 specifying the details of the presentation and the content of each of the elements of information referred to in paragraph 2, the presentation and details of the other information the product manufacturer may include within the key information document as referred to in paragraph 3, and the details of the common format and the common symbol referred to in paragraph 4. The Commission shall take into account the differences between investment products and the capabilities of retail investors as well as the features of investment products that allow the retail investor to select between different underlying investments or other options provided for by the product, including where this selection can be undertaken at different points in time, or changed in the future. Before adopting delegated acts, the Commission shall conduct due retail investor testing in order to select the most appropriate measures for retail investors.
Amendment 557 #
Proposal for a regulation
Article 13 – paragraph 2 a (new)
Article 13 – paragraph 2 a (new)
2 a. The retail investor shall confirm in a way that can be evidenced that he has taken into consideration the content of the key information document.
Amendment 567 #
Proposal for a regulation
Article 13 a (new)
Article 13 a (new)
Article 13 a Authorisation of the key information document by the competent authorities 1. Investment product manufacturers shall communicate the key information document of the investment product to the competent authority of their home Member States where the investment product is marketed, distributed or sold. 2. The competent authority may ensure compliance of the content laid down in the key information document with the provisions of the Chapter II of this Regulation prior to the marketing, distribution or sale of the investment product.
Amendment 585 #
Proposal for a regulation
Article 15 – paragraph 1
Article 15 – paragraph 1