Activities of Sampo TERHO related to 2013/0265(COD)
Plenary speeches (1)
Interchange fees for card-based payment transactions - Payment services in the internal market (debate)
Shadow reports (2)
SUPPLEMENTARY REPORT on the proposal for a regulation of the European Parliament and of the Council on interchange fees for card-based payment transactions PDF (630 KB) DOC (175 KB)
REPORT on the proposal for a regulation of the European Parliament and of the Council on interchange fees for card-based payment transactions PDF (385 KB) DOC (502 KB)
Amendments (7)
Amendment 89 #
Proposal for a regulation
Article 1 – paragraph 1
Article 1 – paragraph 1
1. This Regulation lays down uniform technical and business requirements for payment card and digital wallet transactions carried out within the Union, where both the payer's payment service provider and the payee's payment service provider are established therein.
Amendment 144 #
Proposal for a regulation
Article 2 – paragraph 1 – point 15
Article 2 – paragraph 1 – point 15
(15) ‘three party payment card scheme’ means (a) a payment card scheme in which payments are made from a payment account held by the sccomposed exclusively of payment service providers belonging to a group composed of entities linked by capital whemre on behalf of the cardholder to a payment account held by the scheme on behalf of the payee, and card based tre of the linked entities enjoys effective control over the other linked entities; or (b) a payment card scheme where a sole payment service provider (whether as a single entity or as a group): - acts or cans actions based on the same structure. When a three party payment card scheme as the payment service provider for both the payer and the payee and is exclusively responsible for the management of the scheme, and - licenses other payment service providers for the issuanceto participate in the scheme, and/or the acquiring of payment cards, it is considered as a four party payment card schemelatter have no right to negotiate fees between or amongst themselves in relation to the scheme although they may establish their own pricing in relation to payers and payees;
Amendment 152 #
Proposal for a regulation
Article 2 – paragraph 1 – point 25 a (new)
Article 2 – paragraph 1 – point 25 a (new)
Amendment 155 #
Proposal for a regulation
Article 2 – paragraph 1 – point 25 b (new)
Article 2 – paragraph 1 – point 25 b (new)
(25b) 'average', in relation to interchange fees, means the total amount of credit card or debit card interchange fees paid, divided by the total amount of related transactions over the same time period.
Amendment 167 #
Proposal for a regulation
Article 3 – paragraph 1
Article 3 – paragraph 1
1. With effect from two months after the entry into force of this Regulation, payment services providers shall not offer or request for cross-border debit card transactions with a debit card a per transaction interchange fee or other agreed remuneration with an equivalent object or effect of, on average, more than 0,2 % of the value of the transaction.
Amendment 179 #
Proposal for a regulation
Article 3 – paragraph 2
Article 3 – paragraph 2
2. With effect from two months after the entry into force of this Regulation, payment services providers shall not offer or request for cross-border credit card transactions with a credit card a per transaction interchange fee or other agreed remuneration with an equivalent object or effect of, on average, more than 0,3 % of the value of the transaction.
Amendment 191 #
Proposal for a regulation
Article 4
Article 4