10 Amendments of Maria GRAPINI related to 2016/2032(INI)
Amendment 38 #
Motion for a resolution
Paragraph 1
Paragraph 1
1. Acknowledges the diversity of SMEs and mid-caps in the Member States, which is reflected in their business models, size, stages of development, financial structure and legal form, legal form and differing level of entrepreneurial training;
Amendment 54 #
Motion for a resolution
Paragraph 3
Paragraph 3
3. Underlines the need for diverse funding options for SMEs throughout their lifecycle and points out that a long-term strategic approach is required in order to safeguard business funding; stresses that access to finance is also of importance for the transfer of businesses; calls on the Commission and the Member States to support SMEs in this process, above all in the first three years of operation;
Amendment 59 #
Motion for a resolution
Paragraph 4
Paragraph 4
4. Believes that a diversified financial services sector offering a wide range of cost-efficient tailor-made funding options serves the actual funding needs of SMEs best and makes long-term sustainable development possible;
Amendment 76 #
Motion for a resolution
Paragraph 6
Paragraph 6
6. Notes that start-ups in particular find it difficult to obtain appropriate funding and to identify and meet regulatory financial requirements; encourages therefore Member States in their efforts to create one-stop shops as hubs for all regulatory requirements for entrepreneurs and loan guarantee schemes; welcomes the Commission’s plan to launch a European Pact for starts-ups to address these issues;
Amendment 81 #
Motion for a resolution
Paragraph 7
Paragraph 7
7. Welcomes the Commission’s initiative to identify undue barriers and obstacles to the financial sector providing funding to the real economy, in particular SMEs; underlines the importance of simplifying or modifying rules which gave rise to unintended consequences, with negative effects on SMEs in particular, and of avoiding overregulation that could create confusion among SMEs;
Amendment 84 #
Motion for a resolution
Paragraph 7 a (new)
Paragraph 7 a (new)
7a. Proposes that the Commission and Member States adopt a strategic plan to support SME financing with a view to their internationalisation;
Amendment 124 #
Motion for a resolution
Paragraph 11
Paragraph 11
11. Is concerned about multiple regulatory requirements for banks and possible negative effects on lending to SMEs; calls on the Commission to assess these effects on SME lending, with the support of the EBA and SSM, and to adapt the banking regulations in line with the impact on lending;
Amendment 194 #
Motion for a resolution
Paragraph 22
Paragraph 22
22. Emphasises the importance of the transparency, standardisation and public availability of SME financing information for investors, supervisors and other stakeholders in order to understand the risk profile and take informed decisions, and to reduce financing costs; welcomes the Commission’s SME information strategy;
Amendment 197 #
Motion for a resolution
Paragraph 22 a (new)
Paragraph 22 a (new)
22a. Stresses the importance of the Member States making efforts towards the widespread use of state capital for SMEs with a view to their internationalisation and sustainable development;
Amendment 207 #
Motion for a resolution
Paragraph 24
Paragraph 24
24. Highlights the need to foster innovation through lending platforms; encourages banks to regard the use of such innovative technologies as an opportunity; stresses that alternative funding sources like crowdfunding or peer-to-peer lending offer solutions for start-ups and innovative SMEs in particular; welcomes the Commission’s assessment of the existing framework for crowdfunding; calls on the Commission to explore the need for, and potential of, a harmonised EU framework; asks, at the same time, that crowdfunding and peer-to-peer lending should not be overregulated, as this would impede their development;