9 Amendments of Lídia PEREIRA related to 2021/2184(INI)
Amendment 28 #
Motion for a resolution
Recital A a (new)
Recital A a (new)
AA. whereas the banking union cannot be considered complete without a European deposit insurance scheme (EDIS), which would complete the economic and monetary union;
Amendment 62 #
Motion for a resolution
Recital D a (new)
Recital D a (new)
DA. whereas the banking sector plays a crucial role in supporting Europe's economic recovery, particularly through the channelling of key financing to foster investment and thus create business opportunities and jobs;
Amendment 79 #
Motion for a resolution
Recital F a (new)
Recital F a (new)
FA. whereas the challenges arising from the digitalisation of economies, of the banking sector and of financial markets include crypto-assets and crypto- currencies, which are complex phenomena that call for sound political responses which balance incentive to innovate and protection for investors and consumers; and whereas banks have a growing responsibility in this area;
Amendment 154 #
Motion for a resolution
Paragraph 5
Paragraph 5
5. Notes that the EBA, the ECB and the SRB still see many problems in the banking system, such as high stocks of non-performing loans (NPLs), exposures to sectors which are sensitive to the COVID- 19 crisis, deficiencies in risk management, and discrepancies in the implementation of International Financial Reporting Standard 9 (IFRS 9); underlines with concern that these problems are likely to increase after the withdrawal of the emergency measures; points out that the national picture in this area differs significantly from one Member State to the next;
Amendment 266 #
Motion for a resolution
Paragraph 14
Paragraph 14
14. Draws attention to the dangers of a very loose monetary policy that might stimulatinge inflation; points out the need for the gradual tightening of monetary policy in a gradual process that takes account of the exceptional circumstances of the pandemic and of economic recovery;
Amendment 308 #
Motion for a resolution
Paragraph 18
Paragraph 18
18. Underlines the need to protect consumers from abuses and harmful practices and therefore calls on the Commission to ensure that all EU legislation on banking supervision is upheld and urges the Member States to adopt and implement EU legislation properly;
Amendment 338 #
Motion for a resolution
Paragraph 21
Paragraph 21
21. Supports the updating of State aid rules in order to ensure their greater adequacy and consistency with the SRM framework; emphasises that one of the goals of such an update should be to enable quick and effective interventions under the SRM or in the alternative liquidation regime, safeguarding fair competition in the banking sector, the integrity of the banking union and the requisite speed and efficiency, without drowning national and European authorities and market agents in red tape;
Amendment 351 #
Motion for a resolution
Paragraph 22
Paragraph 22
22. Recalls that the SSM and the SRM operate at EU level, while deposit guarantee schemes (DGSs) are operated at national level; recognises that a European deposit insurance scheme (EDIS) would improve protection for depositors in the EU; calls, therefore, for the rapid approval and implementation of the EDIS as a means to complete the banking union and turn it into a more effective tool with a view to fully establishing the economic and monetary union;
Amendment 361 #
Motion for a resolution
Paragraph 23
Paragraph 23
23. Notes the ongoing discussion of various concepts for the EDIS; understands that this discussion should take account of Parliament's positions, of input from the European Central Bank and national central banks, which are highly qualified to give input, of the proposals from the European banks and other economic and financial agents involved, of experience from similar national tools and of good practices in this area put forward by third countries; insists, however, that this discussion process should, out of necessity, be fast and focused on the key aspects with a view to the reasonably rapid adoption of the EDIS;