12 Amendments of Francesca DONATO related to 2018/0063A(COD)
Amendment 261 #
Proposal for a directive
Article 1 – paragraph 1 – introductory part
Article 1 – paragraph 1 – introductory part
This Directive relates to non-performing credit agreements and lays down a common framework and requirements for:
Amendment 264 #
Proposal for a directive
Article 1 – paragraph 1 – point a
Article 1 – paragraph 1 – point a
(a) credit servicers acting on behalf of a credit institution or a credit purchaser in respect of a non-performing credit agreement issued by a credit institution or by its subsidiariesestablished in the Union;
Amendment 266 #
Proposal for a directive
Article 1 – paragraph 1 – point b
Article 1 – paragraph 1 – point b
(b) credit purchasers of a non- performing credit agreement issued by a credit institution or by its subsidiariesestablished in the Union;
Amendment 268 #
Proposal for a directive
Article 1 – paragraph 1 – point c
Article 1 – paragraph 1 – point c
Amendment 273 #
Proposal for a directive
Article 1 – paragraph 1 a (new)
Article 1 – paragraph 1 a (new)
Creditors shall not be allowed to transfer to third parties performing credit agreements concluded with consumers.
Amendment 278 #
Proposal for a directive
Article 2 – paragraph 2 a (new)
Article 2 – paragraph 2 a (new)
2a. This Directive shall not apply to consumer non-performing credit agreements. Creditors shall not be allowed to transfer to third parties performing credit agreements concluded with consumers.
Amendment 293 #
Proposal for a directive
Article 3 – paragraph 1 – point 3
Article 3 – paragraph 1 – point 3
(3) 'borrower' means a legal or natural person, other than a consumer, who has concluded a credit agreement with a creditor;
Amendment 363 #
Proposal for a directive
Article 11 – paragraph 1
Article 11 – paragraph 1
1. Member States shall ensure that a credit servicer having obtained an authorisation in accordance with Article 5 in a home Member State has the right to provide in the Union those services that are covered by that authorisation, without prejudice to national laws for borrowers’ rights.
Amendment 371 #
Proposal for a directive
Article 11 – paragraph 7 a (new)
Article 11 – paragraph 7 a (new)
7a. A credit servicer shall follow the host Member State rules for debt collection activities, regardless of where its headquarters are located in the EU.
Amendment 398 #
Proposal for a directive
Article 14 – paragraph 1
Article 14 – paragraph 1
1. EBA shall develop draft implementing technical standardGuidelines that specify the formats tohat may be used by creditors who are credit institutions for the provision of information as set out in Article 13(1), in order to provide detailed information on their credit exposures in the banking book to credit purchasers for the screening, financial due diligence and valuation of the credit agreement or creditor’s rights. EBA shall specify in the draft Guidelines the required minimum data fields for non-performing credit agreements or creditor’s rights in order to meet the information requirements as set out in Article 13(1).
Amendment 401 #
Proposal for a directive
Article 14 – paragraph 2
Article 14 – paragraph 2
Amendment 402 #
Proposal for a directive
Article 14 – paragraph 3
Article 14 – paragraph 3