Activities of Simon BUSUTTIL related to 2010/0373(COD)
Shadow opinions (1)
OPINION on the proposal for a regulation of the European Parliament and of the Council establishing technical requirements for credit transfers and direct debits in euros and amending Regulation (EC) No 924/2009
Amendments (4)
Amendment 39 #
Proposal for a regulation
Recital 12
Recital 12
(12) It is appropriate to set dateadlines by whenich all credit transfers and direct debit transactions should comply with those technical requirements, while leaving the market open for further development and innovation. Payment service providers and payment service users should be provided with sufficient time to adapt to the technical requirements but the time- period must not unnecessarily delay the benefits to consumers or penalise the efforts of proactive operators that have already moved towards SEPA payments systems. For national payment transactions the payment service providers should provide their retail customers with the necessary services in order to ensure a smooth and secure conversion to the technical requirements laid down in this Regulation.
Amendment 41 #
Proposal for a regulation
Recital 13
Recital 13
(13) SeparatA single migration dates should be set in order to take into account the differences between credit transfers and direct debits. Union-wide credit transfers and direct debits do not have the same level of maturity, since a direct debit is a more complex instrument than a credit transfer and, consequently, migration to Union-wide direct debits requires significantly more resources than migration to Union-wide credit transffor Union-wide credit transfers and direct debits in order to allow a concerted transition process in the interests of clarity and simplicity for consumers.
Amendment 54 #
Proposal for a regulation
Article 6 – paragraph 2 – subparagraph 1 – point a a (new)
Article 6 – paragraph 2 – subparagraph 1 – point a a (new)
(aa) consumers shall not be charged any amounts relating to R-transactions other than those costs for which the consumer is directly responsible
Amendment 56 #
Proposal for a regulation
Article 8 a (new)
Article 8 a (new)
Article 8a Information requirements 1. Member States shall require banks to provide clear information on the benefits of the system to consumers and on this basis shall encourage banks to migrate early from BBAN to IBAN. 2. Banks shall provide clear and understandable information to consumers on R-transaction fees in the interests of transparency and consumer protection.