8 Amendments of Jean-Paul GAUZÈS related to 2008/0194(COD)
Amendment 15 #
Proposal for a regulation
Recital 6
Recital 6
(6) Since the fragmentation of payment markets should be prevented, it is appropriate to apply the principle of equality of charges. For that purpose, a national payment having the same or very similar characteristics to the cross-border payment, in particular as far as initiation channel, speed and degree of automation are concerned, should be identified for each category of cross-border payment transaction. The following criteria may, for example, be used to identify the national payment corresponding to a cross-border payment: currency, channel used to initiate, execute and terminate the payment, degree of automation, payment guarantee, customer status and relationship with the payment service provider, form of consent and payment instrument used, as defined in Article 4 of Directive 2007/64/EC.
Amendment 17 #
Proposal for a regulation
Article 1 – paragraph 2
Article 1 – paragraph 2
2. This Regulation shall apply to cross- border payments up to the amount of EUR 50 000, in line with the provisions of Directive 2007/64/EC, which are denominated in euro or in the currencies of the Member States referred to in Article 11.
Amendment 18 #
Proposal for a regulation
Article 1 – paragraph 3
Article 1 – paragraph 3
3. This Regulation shall not apply to payments made by payment service providers for their own account or on behalf of other payment service providers.
Amendment 19 #
Proposal for a regulation
Article 2 – point (5)
Article 2 – point (5)
(5) 'payment service provider' means any of the categories referred to in Article 1(1) of Directive 2007/64/EC and legal and natural persons referred to inbenefiting from the waiver under Article 26 of that Directive;
Amendment 20 #
Proposal for a regulation
Article 2 – point 9
Article 2 – point 9
(9) 'charges' means any charge levied by a payment service provider on the payment service user and directly or indirectly linked to a payment transaction.
Amendment 21 #
Proposal for a regulation
Article 3 – paragraph 1
Article 3 – paragraph 1
1. Charges levied by a payment service provider on a payment service user in respect of cross-border payments shall be the same as the charges levied by the sameat payment service provider on that payment service user for corresponding payments of the same value in the same currency within the Member State from which the cross-border payment originates.
Amendment 26 #
Proposal for a regulation
Article 3 – paragraph 2 a (new)
Article 3 – paragraph 2 a (new)
2a. For credit transfers and direct debits, the provisions of Article 52(2) of the Directive 2007/64/EC shall apply.
Amendment 27 #
Proposal for a regulation
Article 3 – paragraph 2 b (new)
Article 3 – paragraph 2 b (new)
2b. This Regulation shall apply to electronic payments, including payments initiated or terminated on paper or in cash, if the transaction is electronically processed. This Regulation shall apply to all charges linked to a framework contract and the associated payment transactions. For example, charges for setting up a permanent payment order, or fees for using a payment card, should be the same for national and cross-border payment transactions within the Union. However, currency conversion charges are not covered by this Regulation.