15 Amendments of Jean-Paul GAUZÈS related to 2013/0024(COD)
Amendment 54 #
Proposal for a regulation
Recital 9
Recital 9
(9) It is appropriate to exclude from the scope of this Regulation transfers of funds that represent a low risk of money laundering or terrorist financing. Such exclusions should cover credit or debit cards, mobile telephones or other digital or information technology (IT) devices, Automated Teller Machine (ATM) withdrawals, payments of taxes, fines or other levies, and transfers of funds where both the payer and the payee are payment service providers acting on their own behalf. In addition, in order to reflect the special characteristics of national payment systems, Member States may exempt electronic giro payments, provided that it is always possible to trace the transfer of funds back to the payer, as well as transfers of funds carried out through cheque image exchanges or bills of exchange. However, there must be no exemption when a debit or credit card, a mobile telephone or other digital or IT prepaid or postpaid device is used in order to effect a person-to-person transfer.
Amendment 55 #
Proposal for a regulation
Recital 9
Recital 9
(9) It is appropriate to exclude from the scope of this Regulation transfers of funds that represent a low risk of money laundering or terrorist financing. Such exclusions should cover credit or debit cards, mobile telephones or other digital or information technology (IT) devices, Automated Teller Machine (ATM) withdrawals, payments of taxes, fines or other levies, and transfers of funds where both the payer and the payee are payment service providers acting on their own behalf. In addition, in order to reflect the special characteristics of national payment systems, Member States may exempt electronic giro payments, provided that it is always possible to trace the transfer of funds back to the payer, as well as transfers of funds carried out through cheque image exchanges or bills of exchange. However, there must be no exemption when a debit or credit card, a mobile telephone or other digital or IT prepaid or postpaid device is used in order to effect a person-to-person transfer.
Amendment 78 #
Proposal for a regulation
Article 5
Article 5
Amendment 79 #
Proposal for a regulation
Article 5
Article 5
Amendment 85 #
Proposal for a regulation
Article 6 – title
Article 6 – title
Transfers of funds within the Union and to outside the Union
Amendment 87 #
Proposal for a regulation
Article 6 – paragraph 1
Article 6 – paragraph 1
1. In the case of batch file transfers from a single payer where the payment service providers of the payees are established within the Union or outside the Union, Article 4(1) and (2) shall not apply to the individual transfers bundled together therein, provided that the batch file contains the information referred to in that Article and that the individual transfers carry the account number of the payer or his unique transaction identifier.
Amendment 91 #
Proposal for a regulation
Article 6 – paragraph 2 – subparagraph 1 – introductory part
Article 6 – paragraph 2 – subparagraph 1 – introductory part
By way of derogation from Article 4(1) and (2), where the payment service provider of the payee is established within the Union or outside the Union, transfers of funds amounting to EUR 1 000 or less shall be accompanied only by:
Amendment 96 #
Proposal for a regulation
Article 7 – paragraph 2 – point a
Article 7 – paragraph 2 – point a
Amendment 98 #
Proposal for a regulation
Article 7 – paragraph 2 – point b
Article 7 – paragraph 2 – point b
(b) for transfers of funds where the payment service provider of the payer is established within the Union or outside the Union, the information on the payer and the payee referred to in Article 4(1) and (2) and where applicable, the information required under Article 14;
Amendment 100 #
Proposal for a regulation
Article 7 – paragraph 2 – point c
Article 7 – paragraph 2 – point c
(c) for batch file transfers, where the payment service provider of the payer is established within the Union or outside the Union, the information referred to in Article 4(1) and (2) in respect of the batch file transfer.
Amendment 102 #
Proposal for a regulation
Article 7 – paragraph 3
Article 7 – paragraph 3
3. For transfers of funds amounting to more than EUR 1 000, where the payment service provider of the payer is established within the Union or outside the Union, the payment service provider of the payee shall verify the identity of the payee if his or her identity has not already been verified.
Amendment 106 #
Proposal for a regulation
Article 7 – paragraph 4
Article 7 – paragraph 4
4. For transfers amounting to EUR 1 000 or less, where the payment service provider of the payer is established within the Union or outside the Union, the payment service provider of the payee need not verify the information pertaining to the payee, unless there is a suspicion of money laundering or terrorist financing.
Amendment 114 #
Proposal for a regulation
Article 11 – paragraph 2 – point a
Article 11 – paragraph 2 – point a
Amendment 116 #
Proposal for a regulation
Article 11 – paragraph 2 – point b
Article 11 – paragraph 2 – point b
(b) for transfers of funds where the payment service provider of the payer is established within the Union or outside the Union, the information on the payer and the payee referred to in Article 4(1) and (2) or, where applicable, the information required under Article 14;
Amendment 118 #
Proposal for a regulation
Article 11 – paragraph 2 – point c
Article 11 – paragraph 2 – point c
(c) for batch file transfers, where the payment service provider of the payer is established within the Union or outside the Union, the information referred to in Article 4(1) and (2) in respect of the batch file transfer.