BETA

4 Amendments of Iratxe GARCÍA PÉREZ related to 2016/2032(INI)

Amendment 17 #
Motion for a resolution
Recital B a (new)
Ba. whereas EU Directive 2004/113/EC prohibits gender discrimination in access to goods and services, including financial services; whereas it is difficult to prove indirect discrimination in the context of access to finance for SMEs but various studies1a reveal that female entrepreneurs start businesses with lower capital levels and often use family for advice and funding rather than bank lending; __________________ 1a Parliament (2015), Policy Department study on ‘Women’s Entrepreneurship: closing the gender gap in access to financial and other services and in social entrepreneurship’.
2016/04/06
Committee: ECON
Amendment 162 #
Motion for a resolution
Paragraph 19
19. Calls on the Member States to foster a risk-taking and capital market culture; reiterates that financial education for SMEs is key to increasing the use and acceptance of capital market solutions as well as to encouraging women and young people to start and expand their businesses, allowing for a better assessment of costs, benefits and the associated risks; calls on the Member States to enhance the financial literacy of SMEs;
2016/04/06
Committee: ECON
Amendment 170 #
Motion for a resolution
Paragraph 19 a (new)
19a. Invites the Member States to fully implement Directive 2004/113/EC on the principle of equal treatment between men and women in the access to and supply of goods and services and to collaborate with the financial sector regarding their obligation to ensure full and equal access to bank lending for SMEs; invites them to explore possibilities of introducing gender equality into reporting structures of credit evaluations as well as in risk-assessments and into the concerned staff structures to help prevent group and stereotyped thinking in SME lending;
2016/04/06
Committee: ECON
Amendment 210 #
Motion for a resolution
Paragraph 24
24. Highlights the need to foster innovation through lending platforms; encourages banks to regard the use of such innovative technologies as an opportunity; stresses that alternative funding sources like crowdfunding or peer-to-peer lending offer solutions for start-ups, female entrepreneurs and innovative SMEs in particular; welcomes the Commission’s assessment of the existing framework for crowdfunding; calls on the Commission to explore the need for, and potential of, a harmonised EU framework;
2016/04/06
Committee: ECON