BETA

22 Amendments of Pier Antonio PANZERI related to 2007/2258(INI)

Amendment 1 #
Motion for a resolution
Recital J
J. whereas consultations with national authorities, including in the new Member States, have confirmed that current penalty provisions, where they exist, are adequate and that their implementation is effective across the EU,
2008/05/08
Committee: IMCO
Amendment 2 #
Motion for a resolution
Recital J a (new)
Ja. whereas, however, some Member States make no provision for specific sanctions and rely solely upon the insurers' duty to pay statutory interest on the amount of compensation if the reasoned offer/reply is not made within three months; whereas, moreover, this sanction is explicitly required by the directive and should therefore be obligatorily applied in all Member States,
2008/05/08
Committee: IMCO
Amendment 3 #
Motion for a resolution
Recital J b (new)
Jb. whereas the payment of statutory interest in case of delay is not a punitive measure, but rather a compensatory measure, to be considered in addition to, but not in replacement of the former,
2008/05/08
Committee: IMCO
Amendment 4 #
Motion for a resolution
Recital K a (new)
Ka. whereas to assess citizens’ awareness of the claims representative system, the consultations carried out by the Commission involved solely the Member States and the insurance industry, without managing to appropriately involve citizens and consumer associations, i.e. those most interested in ensuring that this system works properly,
2008/05/08
Committee: IMCO
Amendment 5 #
Motion for a resolution
Recital M a (new)
whereas, however, coverage of reasonable legal costs in all Member States by motor third party liability insurance surely helps to better protect European consumers and increase their confidence,
2008/05/08
Committee: IMCO
Amendment 6 #
Motion for a resolution
Recital P a (new)
Pa. whereas insurance mechanisms aim to protect the interests of injured parties, in this case citizens, and the latter’s interest in legal expenses coverage in the event of legal proceedings is always greater than the numerous drawbacks that compulsory legal expenses insurance might have,
2008/05/08
Committee: IMCO
Amendment 7 #
Motion for a resolution
Paragraph 1
1. Welcomes the Commission Report and highlights the importance of including, fully and effectively, all stakeholders, in particular consumers, in the process of consultation in the development of EU policy in this field;
2008/05/08
Committee: IMCO
Amendment 9 #
Motion for a resolution
Paragraph 7 a (new)
7a. Considers that the mere requirement that the insurer pay statutory interest in case of delay is not a punitive instrument. The Commission therefore needs to exercise greater control and take appropriate measures in this respect to ensure that in all Member States provision is made for genuine sanctions;
2008/05/08
Committee: IMCO
Amendment 10 #
Motion for a resolution
Paragraph 9
9. Considers, in line with the generally established EU approach on sanctions, that the subsidiarity principle should be upheld and that there is no need for the harmonisation of national penalty provision that the possibility of having harmonised national penalty provisions would allow the procedure to be simplified, safeguarding the interests of citizens and consumers;
2008/05/08
Committee: IMCO
Amendment 11 #
Motion for a resolution
Paragraph 9
9. Considers, in line with the generally established EU approach on sanctions, that the subsidiarity principle should be upheld and that there is no need for the harmonisation of national penalty provisions;deleted
2008/05/08
Committee: IMCO
Amendment 12 #
Motion for a resolution
Paragraph 11
11. Recommends therefore with reference to the reasoned offer/reply procedure to leave to the discretion of Member States the imposition of sanctions and to choose which types and levels of provision are appropriate;deleted
2008/05/08
Committee: IMCO
Amendment 13 #
Motion for a resolution
Paragraph 13
13. Calls on Member States and the Commission to raise consumer confidence by encouraging appropriate measures that increase awareness and use of national insurance information centres;
2008/05/08
Committee: IMCO
Amendment 15 #
Motion for a resolution
Paragraph 16
16. Considers furthermore, in relation to Motor Third Party Liability insurance, that the compulsory cover of legal costs would create a clear disincentive for resorting to out-of-court settlements, would potentially increase the number of court proceedings and therefore lead to an unjustified increase in the workload for the judiciary, and would risk destabilising the functioning of the existing and evolving voluntary legal expenses insurance market;deleted
2008/05/08
Committee: IMCO
Amendment 16 #
Motion for a resolution
Paragraph 17
17. Considers therefore on balance that the negative effects of introducing a system of compulsory cover of legal costs in Motor Third Party Liabilityat there should be a drive to assess the opportunity of introducing compulsory legal expenses insurance, would outweigh the potential benefitithout substantially increasing premiums;
2008/05/08
Committee: IMCO
Amendment 17 #
Motion for a resolution
Paragraph 17
17. Considers therefore on balance that the negative effects of introducing a system of compulsory cover of legal costs in Motor Third Party Liability insurance would outweigh the potential benefits;deleted
2008/05/08
Committee: IMCO
Amendment 18 #
Motion for a resolution
Paragraph 18
18. Urges the Commission to take, in partnership with Member States, the further steps necessary to raise awareness of legal protection insurance, particularly in the new Member States, focussing on informing consumers about the advantages of being offered and holding this type of insurance cover;deleted
2008/05/08
Committee: IMCO
Amendment 19 #
Motion for a resolution
Paragraph 19
19. Considers in this context the role of national regulatory bodies to be crucial for the implementation of best practices from other Member States;deleted
2008/05/08
Committee: IMCO
Amendment 21 #
Motion for a resolution
Paragraph 21
21. Considers that pre-contractual information on motor insurance should include information concerning the option to take out legal expenses coverage, and that consumers who do not want to take out this insurance should have the option to declare that they are aware of the possibility of taking it, but have declined to do so;
2008/05/08
Committee: IMCO
Amendment 22 #
Motion for a resolution
Paragraph 22
22. Calls on Member States to urge national regulatory bodies and intermediaries to inform their customers about possible risks and additional voluntary insurance which would benefit the consumer such as, for example, legal expenses insurance, assistance cover and insurance for theft;deleted
2008/05/08
Committee: IMCO
Amendment 24 #
Motion for a resolution
Paragraph 23
23. Calls on those Member States that do not have establishede Commission to identify alternative dispute resolution systems for settling claims, for example by using a direct compensation mechanism, and to introduce such systems based on best practice from other Member States;
2008/05/08
Committee: IMCO
Amendment 25 #
Motion for a resolution
Paragraph 23 a (new)
23a. Calls on the Commission to seriously consider introducing a direct, compulsory compensation mechanism as a tool for attaining a general Europe-wide harmonisation of dispute settlement bodies;
2008/05/08
Committee: IMCO
Amendment 26 #
Motion for a resolution
Paragraph 23 b (new)
23b. Takes the view that in order to avoid excessively and unjustifiably penalising the insurance industry, the Europe-wide direct, compulsory compensation mechanism could be introduced by means of a transitional period and/or limited to claims from outside the Member State of residence;
2008/05/08
Committee: IMCO