4 Amendments of Andrea LOSCO related to 2008/0194(COD)
Amendment 10 #
Proposal for a regulation
Recital 5
Recital 5
(5) Regulation (EC) No 2560/2001 covers cross-border credit transfers and cross- border electronic payment transactions. It also covers cross-border cheques, but only for transparency purposes. In conformity with the objective of Directive 2007/64/EC to make cross-border direct debits possible, it is advisable to extend the scope of the Regulation. As for payment instruments which are mainly or exclusively paper- based, such as cheques, it is still not advisable to apply the principle of uniform charges since, by their very nature, they cannot be processed as efficiently as electronic payments.
Amendment 12 #
Proposal for a regulation
Recital 5 a (new)
Recital 5 a (new)
(5a) It is important that the Regulation should apply to payments which are electronically processed. This includes payments initiated or terminated on paper or in cash and money remittances, if they are electronically processed in the course of the payment execution chain.
Amendment 13 #
Proposal for a regulation
Recital 6
Recital 6
(6) Since the fragmentation of payment markets should be prevented, it is appropriate to apply the principle of equality of charges. For that purpose, a national payment having the same or very similar characteristics to the cross-border payment, in particular as far as should be identified for each category of cross-border payment transaction. The following criteria may, for example, be used to identify the national payment corresponding to a cross-border payment: initiation channel, speed and degree of automation are concerned, should be identified for each category of cross-border payment transaction, value and payment guarantee. This set of criteria should not be regarded as exhaustive.
Amendment 24 #
Proposal for a regulation
Article 3 – paragraph 2 – subparagraph 1 a (new)
Article 3 – paragraph 2 – subparagraph 1 a (new)
la. If necessary, the competent authorities may issue guidelines to identify corresponding national payments.