Activities of Jean-Paul BESSET related to 2013/2174(INI)
Shadow reports (1)
REPORT on the insurance of natural and man-made disasters PDF (151 KB) DOC (68 KB)
Amendments (16)
Amendment 2 #
Motion for a resolution
Recital A a (new)
Recital A a (new)
Aa. whereas penetration rates should be considered alongside rates of adequacy (of insurance cover), which should be produced by the national and European authorities;
Amendment 4 #
Motion for a resolution
Recital B a (new)
Recital B a (new)
Ba. whereas, in many cases, Member States affected by cross-border natural disasters have the same level of exposure to risk and a cross-border, EU-level approach to risk management is therefore required;
Amendment 6 #
Motion for a resolution
Recital D
Recital D
D. whereas storm surges, river floods and flash floods are among the main natural catastrophe risks faced by Europe and, even ifbecause their incidence is increasing rapidly, it is still impossiblealthough it is difficult to estimate their increasing effects precisely in terms of damages and costs, there is currently a scientific consensus that costs will soar, as will levels of damage, far beyond those experienced to date;
Amendment 12 #
Motion for a resolution
Recital F a (new)
Recital F a (new)
Fa. whereas natural disasters are tending increasingly to highlight and aggravate the damage caused by man-made disasters;
Amendment 14 #
Motion for a resolution
Recital G
Recital G
Amendment 18 #
Motion for a resolution
Paragraph 1
Paragraph 1
1. Considers that preventionthe management of exposure to risk is the most important factor in terms of protecting people and avoiding losses caused by unexpected events; notes the role of the EU in developing a more responsible society and creating a culture of prevention enhancing citizens' awareness of both natural and man-made risks;
Amendment 21 #
Motion for a resolution
Paragraph 2
Paragraph 2
2. Believes that more research will yield a detailed framework of different situations with regard to understanding and preventing environmental risks, managing exposure to them and reducing uncertainty in this field; welcomes partnerships between insurance companies and research institutes aimed at pooling resources, skills and risk expertise in order to better prepare citizens to face risks related to natural catastrophes;
Amendment 25 #
Motion for a resolution
Paragraph 3
Paragraph 3
3. Takes the view that the EU can provide visible added value by supporting responsible individual behaviour, and welcomes the support of campaigns aimed at improving citizens'’ awareness of the risks of natural catastrophes and knowledge of geography and climate, and specifically at informing the choices they make in relation to property investment and steps to reduce their exposure to risks;
Amendment 31 #
Motion for a resolution
Paragraph 5 a (new)
Paragraph 5 a (new)
5a. Calls on the Commission to make available tools for the collection and distribution of such information, for use by national authorities, insurance companies, businesses and households;
Amendment 32 #
Motion for a resolution
Paragraph 6
Paragraph 6
6. Welcomes the Commission'’s efforts to raise awareness regarding disasters, but notes that natural and man-made disasters need different types of insurance and are covered by two different insurance markets, and therefore cannot be treated together even if there are cases of man- made decisions affectingggravating exposure to a natural catastrophe risk;
Amendment 42 #
Motion for a resolution
Paragraph 7 a (new)
Paragraph 7 a (new)
7a. Calls on the Commission to create a single database on natural hazards in Europe and the legal and financial risk- management tools that address them, and to publish it (in the form of an interactive map and a website);
Amendment 50 #
Motion for a resolution
Paragraph 9
Paragraph 9
9. Encourages insurance companies to simplify contracts for consumers and to provide information on preventive measures, and their impact on the price of cover, in order to facilitate consumers'’ choices;
Amendment 51 #
Motion for a resolution
Paragraph 9 a (new)
Paragraph 9 a (new)
9a. Emphasises the need to harmonise requirements in relation to pre-contractual information for consumers in the EU;
Amendment 53 #
Motion for a resolution
Paragraph 10
Paragraph 10
10. Recognises the need for consumers to understand what type of coverage they have and how it would operate; points out that consumers need to be fully informed of all terms and conditions, including the procedures for withdrawal from a contract and for making complaints and the deadlines applicable in such procedures, when buying insurance products and before signing a contract;
Amendment 57 #
Motion for a resolution
Paragraph 11
Paragraph 11
11. Recalls that in the end it is the state that pays for damages, and suggests that Member States should recognise the importance of prevention and should make it a pillar of investment strategy, since it is more efficient to minimise the consequences of disastersexposure to disasters, natural and man-made, instead of providing cover and repairing afterwards;
Amendment 59 #
Motion for a resolution
Paragraph 12
Paragraph 12
12. Underlines the risk of moral hazard when citizens assume that their government is using public resources from the national budget to cover losses; is therefore critical of actions and measures discouraging citizens from taking measures to protect themselves, except in cases where such actions and measures are based on sound scientific research;