7 Amendments of Herbert DORFMANN related to 2016/0360A(COD)
Amendment 469 #
Proposal for a regulation
Article 1 – paragraph 1 – point 38 a (new)
Article 1 – paragraph 1 – point 38 a (new)
Regulation (EU) No 575/2013
Article 85 – paragraph 3 a (new)
Article 85 – paragraph 3 a (new)
(38a) In Article 85, the following paragraph 3 a is added: "3a. Where credit institutions permanently affiliated in a network to a central body and institutions established within an institutional protection scheme subject to the conditions laid down in Article 113(7) have set up a cross- guarantee scheme that provides that there is no current or foreseen material, practical or legal impediment to the transfer of the amount of own funds above the regulatory requirements from the counterparty to the credit institution, these institutions are exempted from the provisions of this Article regarding deductions and may recognise any qualifying Tier 1 instruments arising within the cross-guarantee scheme in full."
Amendment 473 #
Proposal for a regulation
Article 1 – paragraph 1 – point 38 b (new)
Article 1 – paragraph 1 – point 38 b (new)
(38b) In Article 87, the following paragraph 3 a is added: "3a. Where credit institutions permanently affiliated in a network to a central body and institutions established within an institutional protection scheme subject to the conditions laid down in Article 113(7) have set up a cross- guarantee scheme that provides that there is no current or foreseen material, practical or legal impediment to the transfer of the amount of own funds above the regulatory requirements from the counterparty to the credit institution, these institutions are exempted from the provisions of this Article regarding deductions and may recognise any qualifying own funds arising within the cross-guarantee scheme in full."
Amendment 564 #
Proposal for a regulation
Article 1 – paragraph 1 – point 52 a (new)
Article 1 – paragraph 1 – point 52 a (new)
Regulation (EU) No 575/2013
Article 125 – paragraph 1 – point a
Article 125 – paragraph 1 – point a
(52a) In Article 125(1), point (a) is replaced by the following: "(a) exposures or any part of an exposure fully and completely secured by mortgages on residential property which is or shall be occupied or let by the owner, or the beneficial owner in the case of personal investment companies, shall be assigned a risk weight of 3520 %;" (http://eur-lex.europa.eu/legal-content/EN/TXT/PDF/?uri=CELEX:02013R0575-Or. en 20180101&qid=1516112581915&from=EN)
Amendment 568 #
Proposal for a regulation
Article 1 – paragraph 1 – point 52 a (new)
Article 1 – paragraph 1 – point 52 a (new)
Regulation (EU) No 575/2013
Article 125 – paragraph 2 – point d
Article 125 – paragraph 2 – point d
(52a) In paragraph 2 of Article 125, point (d) is replaced by the following: "(d) unless otherwise determined under Article 124(2), the part of the loan to which the 3520 % risk weight is assigned does not exceed 80 % of the market value of the property in question or 80 % of the mortgage lending value of the property in question in those Member States that have laid down rigorous criteria for the assessment of the mortgage lending value in statutory or regulatory provisions." (http://eur-lex.europa.eu/legal-content/EN/TXT/PDF/?uri=CELEX:02013R0575-Or. en 20180101&qid=1516112581915&from=EN)
Amendment 708 #
Proposal for a regulation
Article 1 – paragraph 1 – point 103
Article 1 – paragraph 1 – point 103
Regulation (EU) No 575/2013
Article 411 – point 2
Article 411 – point 2
(2) 'retail deposits' means a liability to a natural person or to a small or medium- sized enterprise ('SME'), where the SME would qualify for the retail exposure class under the standardised or IRB approaches for credit risk, or a liability to a company which is eligible for the treatment set out in Article 153(4), and where the aggregate deposits by that SME or company on the basis of a group of connected clients as defined in point (39) of Article 4(1) do not exceed EUR 1 million; retail deposits’ include notes, bonds and other debt securities issued by the credit institution, when at least one of the following situation apply to those bank’s liabilities: (a) liability is sold exclusively in the retail market and held in a retail account; (b) liability is held in a dossier linked to a retail account of the issuer institution and it is possible to monitor the effective holder of the instrument.
Amendment 883 #
Proposal for a regulation
Article 1 – paragraph 1 – point 115
Article 1 – paragraph 1 – point 115
Regulation (EU) No 575/2013
Article 429 a – paragraph 1 – point c
Article 429 a – paragraph 1 – point c
(c) exposures that are assigned a risk weight of 0% in accordance with Article 113(6) or 113(7);
Amendment 885 #
Proposal for a regulation
Article 1 – paragraph 1 – point 115
Article 1 – paragraph 1 – point 115
Regulation (EU) No 575/2013
Article 429 a – paragraph 1 – point c a (new)
Article 429 a – paragraph 1 – point c a (new)
(ca) exposures, including participations or other kinds of holdings, incurred by an institution to its parent undertaking, too other subsidiaries of that parent undertaking or to its own subsidiaries, in so far as those undertakings are covered by the supervision on a consolidated basis to which the institution itself is subject, in accordance with this Regulation;