Activities of Peter SIMON related to 2010/0207(COD)
Plenary speeches (2)
Deposit guarantee schemes (debate)
Deposit guarantee schemes (debate)
Reports (2)
RECOMMENDATION FOR SECOND READING on the Council position at first reading with a view to the adoption of a directive of the European Parliament and of the Council Deposit Guarantee Schemes (recast) PDF (163 KB) DOC (74 KB)
REPORT on the proposal for a directive of the European Parliament and of the Council on Deposit Guarantee Schemes (recast) PDF (753 KB) DOC (1 MB)
Amendments (4)
Amendment 196 #
Proposal for a directive
Article 7 – paragraph 1 a (new)
Article 7 – paragraph 1 a (new)
1a. If Member States have adopted a longer time limit for payout of 20 working days until 31 December 2016, depositors shall upon request receive a one-time payout of up to EUR 5 000 from the Deposit Guarantee Scheme within five working days on their deposit eligible for reimbursement.
Amendment 286 #
Proposal for a directive
Article 11 – paragraph 3 a (new)
Article 11 – paragraph 3 a (new)
3a. By derogation from the standardised approach in paragraphs 1 and 2, Deposit Guarantee Schemes may use their own risk-based methods to determine the degree of risk incurred by members and calculate contributions by member bodies to the Deposit Guarantee Scheme. Calculation of the contributions shall be proportional to the commercial risk of the institute in question and take due consideration of the risk profiles of the various business models. The procedures may also calculate the contribution base from the assets side of the balance sheet and consider capital adequacy, the quality of the assets and liquidity at least as risk indicators. The procedures must be approved by the respective national supervisory authorities and by the European Banking Authority and accord with the guidelines developed by the European Banking Authority pursuant to Article 11(5). The European Banking Authority shall conduct a review of compliance with the guidelines whenever the scheme is changed and at periodic intervals of at least every five years.
Amendment 299 #
Proposal for a directive
Article 12 – paragraph 3
Article 12 – paragraph 3
(3) If a credit institution ceases to be member of a scheme and joins another scheme, the contributions paid during the 6 monthsfinal year preceding the withdrawal of membership shall be reimbursed or transferred to the other scheme, provided that these are not regular contributions under Article 9(1), subparagraph 3, sentence 4 or extraordinary contributions under Article 9(3). This shall not apply if a credit institution has been excluded from a scheme pursuant to Article 3(3).
Amendment 313 #
Proposal for a directive
Article 19 – paragraph 5
Article 19 – paragraph 5
(5) The Commission, supported by the [European Banking Authority], shall submit to the European Parliament and to the Council by 31 December 2015 a report on the progress towards the implementation of this Directive. This report should cover notably the possibility to dquestion of whethermine the target level on the basis of covered deposits, without diminishing thensures appropriate protection ofor depositors.