21 Amendments of Karima DELLI related to 2015/2042(INI)
Amendment 6 #
Motion for a resolution
Recital B
Recital B
B. whereas the objective of the Facility is to increase access to finance for unemployed and other disadvantaged people and for microenterprises, which in turnpersons who have lost or are at risk of losing their job, or who have difficulties entering or re-entering the labour market, as well as persons who are facing the threat of social exclusion or vulnerable persons who are in a disadvantaged position with regard to access to the conventional credit market and for microenterprises, especially in the social economy, as well as micro- enterprises which employ persons in need; whereas microfinancing, if well-done and well targeted might generates employment and growth in local communities;
Amendment 10 #
Motion for a resolution
Recital B
Recital B
B. whereas the objective of the Facility is to increase access to finance for unemployed and other disadvantaged people and for microenterprises, which in turn generates employment and growth in local communities; whereas the financial situation of women borrowers appears to be worse than that of men with a higher share of women being unemployed or at risk of poverty1 a ; __________________ 1aEuropean Commission, Employment, Social Affairs & Inclusion, Interim Evaluation of the European Progress Microfinance Facility, November 2014
Amendment 11 #
Motion for a resolution
Recital B a (new)
Recital B a (new)
Ba. whereas the marginalisation and multiple discrimination suffered by certain groups of women further exacerbate their economic disadvantage and difficulty in accessing financing; whereas the insertion of women suffering from exclusion should be a priority;
Amendment 13 #
Motion for a resolution
Recital B a (new)
Recital B a (new)
Ba. whereas, as a consequence of the economic and financial crisis, levels of poverty and social exclusion have increased, as have long-term unemployment, youth unemployment and social inequalities;
Amendment 14 #
Motion for a resolution
Recital B b (new)
Recital B b (new)
Bb. whereas an increasing number of women participating on the labour market are also primary breadwinners for their families; whereas the rate of single parents is higher for women than for men; whereas microfinance should benefit to an increasing number of women;
Amendment 15 #
Motion for a resolution
Recital D
Recital D
D. whereas the repayment rate by borrowers is estimated at 95%; whereas the Facility has helped unemployed people toindividuals to enter or re-enter the labour market, or start their own businesses and helped self- employed people to preserve or expand their microenterprises in terms of jobs preserved, new hires and turnover generated; whereas the Facility has reached remote European areas and triggered economic activity;
Amendment 22 #
Motion for a resolution
Recital G
Recital G
G. whereas business development servicescapacity-building such as training and mentoring are key to the success and viability of aboth micro- financing, inclusion into the labour market via a job or setting up an enterprise;
Amendment 24 #
Motion for a resolution
Recital I
Recital I
I. whereas there are indications that microfinance enablesmight be one element in supporting businesses to transition from the shadow economy to the status of declared economic activity;
Amendment 39 #
Motion for a resolution
Paragraph 3
Paragraph 3
3. Calls on the Commission to assess the suitability of the current definition of microcredit with a view to ensuring that future financial instruments meet the needs of the marketbeneficiaries; welcomes the fact that the balance and the reflows of the Facility will be injected into the budget of the MF/SE axis of EaSI, thus increasing the number of guarantees and funded instruments that will be offered to microborrowers;
Amendment 57 #
Motion for a resolution
Paragraph 6
Paragraph 6
6. Calls on the Commission to improve methods of evaluating the viability of businesses after repayment ofStresses that access to financing and credits is especially different for the young and the older people; while being the most vulnerable to the consequences of crisis; requests that the Commission monitors beneficiaries of the Microfinance Facility also by age groups; stresses the importance to direct the mMicrocredit; finance Facility towards these risk groups;
Amendment 64 #
Motion for a resolution
Paragraph 8
Paragraph 8
8. Calls on the Commission to pursue equality between men and women in terms of access to microfinance and to envisage an equal target ratio between male and female entrepreneurs in the future; calls on the Commission and Member States to encourage intermediaries to implement specific strategies to target women and support female entrepreneurship, including through cooperation with relevant associations and organisations in the field;
Amendment 66 #
Motion for a resolution
Paragraph 8 a (new)
Paragraph 8 a (new)
8a. Calls on the Commission and Member States to further promote the visibility and information as regards the possibilities of financing under this Facility, including through awareness raising campaigns, exchange of best practices between women entrepreneurs, workshops and training that specifically target women with a view to achieving better gender balance in access to microfinance;
Amendment 70 #
Motion for a resolution
Paragraph 8 b (new)
Paragraph 8 b (new)
8b. Calls on the Commission to take into account the benefits of microfinance for women, including the creation of sustainable jobs; calls on the Commission to facilitate exchanges of views and sharing of good practices between women entrepreneurs;
Amendment 72 #
Motion for a resolution
Paragraph 9
Paragraph 9
9. RegretDeplores and criticizes that the Facility has not funded a significant number of social enterprislfilled its objective §2b) of funding micro-enterprise especially in the social economy; recalls that this has been and should remain one of its main objectives; welcomes the fact, therefore, that a specific percentage of the EaSI budget is dedicated to the funding of social enterprises;
Amendment 75 #
Motion for a resolution
Paragraph 11
Paragraph 11
11. Invites the Commission to assess, and if necessary review, the cap stipulated for loans to social enterprises under EaSI, so that marketbeneficiaries and stakeholder needs are met;
Amendment 77 #
Motion for a resolution
Paragraph 11 a (new)
Paragraph 11 a (new)
11a. Highlights the importance of a gender perspective to be incorporated into funding programmes; believes that gender impact assessments and gender budgeting are useful in evaluating and improving the impact on women of funding priorities, the allocation of financial resources and specifications for funding programmes; emphasises the need for gender-disaggregated data to be systematically collected and regularly analysed;
Amendment 78 #
Motion for a resolution
Paragraph 12
Paragraph 12
12. Welcomes the possibility under EaSI of funding capacity-building of MFIs and technical assistance for MFIs to improve their professionalisation, service delivery, and gathering and processing of data to allow better feedback about the Facility;
Amendment 80 #
Motion for a resolution
Paragraph 13
Paragraph 13
13. DeplorWelcomes the fact that business development servicEaSI will fund all types of actions supporting microfinance and social enterprises, including mentoring and training, cannot be directly financed under EaSI, and calls on the Commission to investigate future financing avenuesfor institutional capacity building; considers that mentoring and training for microcredit providers constitute an element of capacity-building and might need to be extended to beneficiaries where appropriate;
Amendment 86 #
Motion for a resolution
Paragraph 16
Paragraph 16
16. Calls on the Commission and the Member States to ensure that EFSI is available to finance microenterprisesfully directed and targeted towards financing social and solidarity economy as well as microenterprises whose investments contribute to the EU2020 targets, especially the poverty reduction target;
Amendment 88 #
Motion for a resolution
Paragraph 17
Paragraph 17
17. Recommends that agreements between MFIs and the EIF be more flexible and easier to understand, allowing smaller MFIs to enter the marketmake full use of the funding instruments and the EIFs facilities quickly;
Amendment 93 #
Motion for a resolution
Paragraph 20
Paragraph 20
20. Encourages the Commission to strengthen its dialogue with microfinance actors (MFIs, banks or non-banks, networks such as the European Microfinance Network) regarding theas well as with stakeholders currently not included regarding the accessibility, use and design of the products to be offered under Union- funded programmes;