Activities of Kay SWINBURNE related to 2012/2037(INI)
Shadow opinions (1)
OPINION on the implementation of the Consumer Credit Directive 2008/48/EC
Amendments (3)
Amendment 15 #
Draft opinion
Paragraph 2 a (new)
Paragraph 2 a (new)
2a. Calls for financial institutions, where appropriate, to provide a foreign exchange hedging facility at a reasonable cost to the consumer in order to limit the risk of adverse currency movements on repayments;
Amendment 18 #
Draft opinion
Paragraph 3
Paragraph 3
3. Calls for onlycredit institutions to take special consideration when granting loans with a term of up tolonger than five years to be deemed consumer credit and for financial institutions not to provide consumer credit with terms lwithin the context of consumer credit to ensure that they are in the best interests of the consumer congcer than five yearsned;
Amendment 23 #
Draft opinion
Paragraph 4
Paragraph 4
4. Calls on financial institutions not toto only provide consumer credit which is secured by the consumer's house where the consumer's only source of income is a single wage or salaryen the consumer's creditworthiness has been determined, and suitable collateral ascertained, in order to ensure an appropriate level of risk for both the consumer and the provider;