18 Amendments of Andreas SCHWAB related to 2012/0175(COD)
Amendment 50 #
Proposal for a directive
Article 2 – paragraph 1 – point 19
Article 2 – paragraph 1 – point 19
(19) ‘tying practice’ means the offering of one or more ancillary services with an insurance service or product in a package where this insurance service or product is not made available to the consumer separately. Tying practice does not imply the optional offer of one or more than one insurance product or service as a supplement to a financial or insurance product or service.
Amendment 60 #
Proposal for a directive
Article 4 – paragraph 1 – point c
Article 4 – paragraph 1 – point c
(c) the insurance products concerned do not cover life assurance or liability risks, unless that cover is incidental to the main covera complement to the service or product offered by the insurance intermediary in their principal professional activity.
Amendment 77 #
Proposal for a directive
Article 8 – paragraph 8
Article 8 – paragraph 8
Amendment 80 #
Proposal for a directive
Article 13 – paragraph 1 – introductory part
Article 13 – paragraph 1 – introductory part
1. Member States shall ensure the setting- up of appropriate, effective, impartial and independent complaints and redress procedures for the out-of-court settlement of disputes between insurance intermediaries and customers, and between insurance undertakings and customers, using existing bodies where appropriate. Member States shall further ensure that all insurance undertakings and insurance intermediaries participate in the procedures for the out-of-court settlement of disputes where the following conditions are met:
Amendment 83 #
Proposal for a directive
Article 13 – paragraph 1 – point a
Article 13 – paragraph 1 – point a
Amendment 87 #
Proposal for a directive
Article 13 – paragraph 1 – point b
Article 13 – paragraph 1 – point b
Amendment 90 #
Proposal for a directive
Article 13 – paragraph 1 – point c
Article 13 – paragraph 1 – point c
Amendment 93 #
Proposal for a directive
Article 13 – paragraph 1 – point d
Article 13 – paragraph 1 – point d
Amendment 96 #
Proposal for a directive
Article 13 – paragraph 1 – point e
Article 13 – paragraph 1 – point e
Amendment 99 #
Proposal for a directive
Article 13 – paragraph 1 – point f
Article 13 – paragraph 1 – point f
Amendment 103 #
Proposal for a directive
Article 13 – paragraph 2
Article 13 – paragraph 2
2. Member States shall ensure that these bodies cooperate in the resolution of cross-border disputes. For business-to-customer transactions, these bodies shall comply with Directive XXX/XXXX/EU of the European Parliament and of the Council of the European Union on alternative dispute resolution for consumer disputes. For the purposes of the application of this Directive, Member States shall ensure that, in the resolution of cross-border disputes, these bodies and the competent authorities cooperate with each other and with the entities responsible for out-of- court complaint and redress procedures referred to above and to the extent permitted by EU Directives or regulations in force.
Amendment 110 #
Proposal for a directive
Article 17 – paragraph 1 – point d
Article 17 – paragraph 1 – point d
Amendment 111 #
Proposal for a directive
Article 17 – paragraph 1 – point f
Article 17 – paragraph 1 – point f
Amendment 116 #
Proposal for a directive
Article 17 – paragraph 1 – point g
Article 17 – paragraph 1 – point g
Amendment 138 #
Proposal for a directive
Article 21 – paragraph 1
Article 21 – paragraph 1
1. Member States shall not allow bundling practices but not tying practicesfair commercial practices as defined in Directive 2005/29/EC of the European Parliament and of the Council of 11 May 2005 concerning unfair business-to- consumer commercial practices in the internal market.
Amendment 141 #
Proposal for a directive
Article 21 – paragraph 2
Article 21 – paragraph 2
2. When an insurance service or product is offered together with another service or product as a packageIn the case of bundling practices, the insurance undertaking or, where applicable, the insurance intermediary shall offer and inform the customer thatwhether it is possible to buy the components of the package separately and, if yes, shall provide information of the costs and charges of each component of the package that may be bought through or from it separately, at the client's request.
Amendment 143 #
Proposal for a directive
Article 21 – paragraph 3
Article 21 – paragraph 3
Amendment 167 #
Proposal for a directive
Article 24 – paragraph 5 – point b
Article 24 – paragraph 5 – point b