BETA

18 Amendments of Andreas SCHWAB related to 2012/0175(COD)

Amendment 50 #
Proposal for a directive
Article 2 – paragraph 1 – point 19
(19) ‘tying practice’ means the offering of one or more ancillary services with an insurance service or product in a package where this insurance service or product is not made available to the consumer separately. Tying practice does not imply the optional offer of one or more than one insurance product or service as a supplement to a financial or insurance product or service.
2013/01/30
Committee: IMCO
Amendment 60 #
Proposal for a directive
Article 4 – paragraph 1 – point c
(c) the insurance products concerned do not cover life assurance or liability risks, unless that cover is incidental to the main covera complement to the service or product offered by the insurance intermediary in their principal professional activity.
2013/01/30
Committee: IMCO
Amendment 77 #
Proposal for a directive
Article 8 – paragraph 8
8. The Commission shall be empowered to adopt delegated acts in accordance with Article 33. Those delegated acts shall specify: (a) the notion of adequate knowledge and ability of the intermediary when carrying on insurance mediation with its customers as referred to in paragraph 1 of this Article; (b) appropriate criteria for determining in particular the level of professional qualifications, experiences and skills required for carrying on insurance mediation; (c) the steps that insurance intermediaries and insurance undertakings might reasonably be expected to take to update their knowledge and ability through continuing professional development in order to maintain an adequate level of performance.
2013/01/30
Committee: IMCO
Amendment 80 #
Proposal for a directive
Article 13 – paragraph 1 – introductory part
1. Member States shall ensure the setting- up of appropriate, effective, impartial and independent complaints and redress procedures for the out-of-court settlement of disputes between insurance intermediaries and customers, and between insurance undertakings and customers, using existing bodies where appropriate. Member States shall further ensure that all insurance undertakings and insurance intermediaries participate in the procedures for the out-of-court settlement of disputes where the following conditions are met:
2013/01/30
Committee: IMCO
Amendment 83 #
Proposal for a directive
Article 13 – paragraph 1 – point a
(a) the procedure results in decisions which are not binding;deleted
2013/01/30
Committee: IMCO
Amendment 87 #
Proposal for a directive
Article 13 – paragraph 1 – point b
(b) [the running of] the limitation period for bringing the dispute before a court is suspended for the duration of the procedure for alternative dispute resolution;deleted
2013/01/30
Committee: IMCO
Amendment 90 #
Proposal for a directive
Article 13 – paragraph 1 – point c
(c) the period of prescription of the claim is suspended for the duration of the procedure;deleted
2013/01/30
Committee: IMCO
Amendment 93 #
Proposal for a directive
Article 13 – paragraph 1 – point d
(d) the procedure is free of charge or at moderate costs;deleted
2013/01/30
Committee: IMCO
Amendment 96 #
Proposal for a directive
Article 13 – paragraph 1 – point e
(e) electronic means are not the only means by which the parties can gain access to the procedure and;deleted
2013/01/30
Committee: IMCO
Amendment 99 #
Proposal for a directive
Article 13 – paragraph 1 – point f
(f) interim measures are possible in exceptional cases where the urgency of the situation so requires.deleted
2013/01/30
Committee: IMCO
Amendment 103 #
Proposal for a directive
Article 13 – paragraph 2
2. Member States shall ensure that these bodies cooperate in the resolution of cross-border disputes. For business-to-customer transactions, these bodies shall comply with Directive XXX/XXXX/EU of the European Parliament and of the Council of the European Union on alternative dispute resolution for consumer disputes. For the purposes of the application of this Directive, Member States shall ensure that, in the resolution of cross-border disputes, these bodies and the competent authorities cooperate with each other and with the entities responsible for out-of- court complaint and redress procedures referred to above and to the extent permitted by EU Directives or regulations in force.
2013/01/30
Committee: IMCO
Amendment 110 #
Proposal for a directive
Article 17 – paragraph 1 – point d
(d) the nature of the remuneration received in relation to the insurance contract;deleted
2013/01/30
Committee: IMCO
Amendment 111 #
Proposal for a directive
Article 17 – paragraph 1 – point f
(f) if the intermediary will receive a fee or a commission of any kind, the full amount of the remuneration concerning the insurance products being offered or considered or, where the precise amount is not capable of being given, the basis of calculation of all the fee or commission or the combination of both;deleted
2013/01/30
Committee: IMCO
Amendment 116 #
Proposal for a directive
Article 17 – paragraph 1 – point g
(g) if the amount of the commission is based on the achievement of agreed targets or thresholds relating to the business placed by the intermediary with an insurer, the targets or thresholds as well as the amounts payable on the achievement of them.deleted
2013/01/30
Committee: IMCO
Amendment 138 #
Proposal for a directive
Article 21 – paragraph 1
1. Member States shall not allow bundling practices but not tying practicesfair commercial practices as defined in Directive 2005/29/EC of the European Parliament and of the Council of 11 May 2005 concerning unfair business-to- consumer commercial practices in the internal market.
2013/01/30
Committee: IMCO
Amendment 141 #
Proposal for a directive
Article 21 – paragraph 2
2. When an insurance service or product is offered together with another service or product as a packageIn the case of bundling practices, the insurance undertaking or, where applicable, the insurance intermediary shall offer and inform the customer thatwhether it is possible to buy the components of the package separately and, if yes, shall provide information of the costs and charges of each component of the package that may be bought through or from it separately, at the client's request.
2013/01/30
Committee: IMCO
Amendment 143 #
Proposal for a directive
Article 21 – paragraph 3
3. EIOPA shall develop, by 31 December [20XX] at the latest, and update periodically, guidelines for the assessment and the supervision of cross-selling practices indicating, in particular, situations in which cross-selling practices are not compliant with obligations set out in Articles 16, 17 and 18 or paragraph 1 of this Article.deleted
2013/01/30
Committee: IMCO
Amendment 167 #
Proposal for a directive
Article 24 – paragraph 5 – point b
(b) not accept or receive fees, commissions or any monetary benefits paid or provided by any third party or a person acting on behalf of a third party in relation to the provision of the service to customers.deleted
2013/01/30
Committee: IMCO