Subject "2.50.04 Banks and credit"
subscribeDossiers (295)
European Financial Stability and Integration Review (EFSIR)
Strategy on supervisory data in EU financial services. Progress report
European Financial Stability and Integration Review (EFSIR)
EU SME referral scheme. Report
European Financial Stability and Integration Review (EFSIR)
European Financial Stability and Integration Review (EFSIR)
Distance marketing of consumer financial services. Evaluation. Executive Summary
Distance marketing of consumer financial services. Evaluation
European Financial Stability and Integration Review (EFSIR)
EEA Agreement: amending Annex IX (Financial services) (Prudential requirements and securitisation). EU position
Review of settlement finality in payment and securities settlement systems including its application to domestic institutions participating in third-country systems and of financial collateral arrangements under Directives 98/26/EC and 2002/47/EC. Report
Review of the crisis management and deposit insurance framework contributing to completing the Banking Union
Conversion of hryvnia banknotes into the currency of host Member States for the benefit of persons fleeing the war in Ukraine. Proposal for a Council Recommendation
Strategy on supervisory data in EU financial services
EU taxonomy, corporate sustainability reporting, sustainability preferences and fiduciary duties: directing finance towards the European Green Deal
Commission Interpretative Communication on the application of the accounting and prudential frameworks to facilitate EU bank lending - Supporting businesses and households amid COVID-19
Assessment of recent alleged money laundering cases involving EU credit institutions. Report
Fourth Progress Report on the reduction of non-performing loans and further risk reduction in the Banking Union
Harmonisation of conditions enabling the conduct of the oversight activities
Specifying the content and time limits for the initial notification of, and intermediate and final report on, major ICT-related incidents, and the content of the voluntary notification for significant cyber threats
Cooperation and exchange of information between competent authorities relating to the exercise of the right of establishment and the freedom to provide services of payment institutions; correcting Commission Delegated Regulation (EU) 2017/2055
Date of application of the own funds requirements for market risk
Regulatory technical standards on the assessment methodology under which competent authorities verify an institution’s compliance with the requirements to use internal models for market risk
Regulatory technical standards specifying the conditions under which institutions are allowed to calculate KIRB in relation to the underlying exposures of a securitisation transaction
Regulatory technical standards specifying the criteria for the classification of ICT-related incidents and cyber threats, setting out materiality thresholds and specifying the details of reports of major incidents
Regulatory technical standards specifying ICT risk management tools, methods, processes, and policies and the simplified ICT risk management framework
Regulatory technical standards specifying the detailed content of the policy regarding contractual arrangements on the use of ICT services supporting critical or important functions provided by ICT third-party service providers
Regulatory technical standards specifying the details of the scope and methods for prudential consolidation of an investment firm group
Regulatory technical standards specifying in which circumstances the conditions for identifying groups of connected clients are met. Corrigendum
Harmonisation of certain aspects of fees charged by the European Securities and Markets Authority to certain benchmark administrators
Specifying the criteria for the designation of ICT third-party service providers as critical for financial entities
Determining the amount of the oversight fees to be charged by the Lead Overseer to critical ICT third-party service providers and the way in which those fees are to be paid
Banking Union – annual report 2024
Calculation of eligible liabilities and the transtitional regime
Specifying in which circumstances the conditions for identifying groups of connected clients are met
Specifying the supervisory shock scenarios, the common modelling and parametric assumptions and what constitutes a large decline
Specifying a standardised methodology and a simplified standardised methodology to evaluate the risks arising from potential changes in interest rates that affect both the economic value of equity and the net interest income of an institution’s non-trading book activities
Specifying the materiality of weaknesses, the type of information collected, the practical implementation of the information collection and the analysis and dissemination of the information contained in the Anti-money laundering and counter terrorist financing (AML/CFT) central database referred to in Article 9a(2) of that Regulation
Calculation of the stress scenario risk measure
Specifying the criteria for the identification of shadow banking entities
Extending the transitional period laid down for third-country benchmarks
Specifying the measurement of risks or elements of risks not covered or not sufficiently covered by the own funds requirements and the indicative qualitative metrics for the amounts of additional own funds
Penalty mechanism for settlement fails relating to cleared transactions submitted by CCPs for settlement
Failure of the Silicon Valley Bank and the implications for financial stability in Europe
Methodology for the calculation of liabilities arising from derivatives
Regulatory technical standards specifying requirements for the type and nature of the information to be exchanged by competent authorities of home and host Member States
Banking Union – annual report 2023
Amending certain financial services and investment support Regulations as regards certain reporting requirements
Provision of digital euro services by payment services providers incorporated in Member States whose currency is not the euro
Payment services in the internal market
Payment services and electronic money services in the Internal Market
Framework for Financial Data Access
Deposit protection, use of deposit guarantee schemes funds, cross-border cooperation, and transparency
Certain aspects of the minimum requirement for own funds and eligible liabilities
Early intervention measures, conditions for resolution and financing of resolution action
Early intervention measures, conditions for resolution and funding of resolution action
Regulatory technical standards for the calculation of risk-weighted exposure amounts of collective investment undertakings under the mandate-based approach
Prior permission to reduce own funds and the requirements related to eligible liabilities instruments
Regulatory technical standards specifying the types of factors to be considered for the assessment of the appropriateness of risk weights for exposures secured by immovable property and the conditions to be taken into account for the assessment of the appropriateness of minimum loss given default values for exposures secured by immovable property
Correcting certain language versions of Delegated Regulation (EU) 2017/1018
Regulatory technical standards specifying exotic underlyings and the instruments bearing residual risks for the purposes of the calculation of own funds requirements for residual risks
Regulatory technical standards specifying the calculation methods of gross jump-to-default amounts for exposures to debt and equity instruments and for exposures to default risk arising from certain derivative instruments, and specifying the determination of notional amounts of instruments other than the instruments referred to in Article 325w(4) of Regulation (EU) No 575/2013
Central securities depositories: regulatory technical standards on settlement discipline - application of the provisions related to the buy-in regime
Information to be provided in the application for the authorisation as a credit institution, and obstacles which may prevent the effective exercise of supervisory functions of competent authorities
Criteria for assessing the modellability of risk factors under the internal model approach (IMA) and frequency of that assessment under Article 325be(3) of the Capital Requirements Regulation
Technical details of back-testing and profit and loss attribution requirements under Articles 325bf and 325bg of the Capital Requirements Regulation
Information to be provided by an undertaking in the application for authorisation in accordance with Article 8a of the Capital Requirements Directive
Own funds requirement for investment firms based on fixed overheads
Fees relating to the supervision by the European Securities Markets Authority of data reporting service providers
Regulatory technical standards (RTS) on determining indirect derivatives exposures within the large exposures framework
Regulatory technical standards on liquidity horizons for the alternative internal model approach
Rules of procedure for measures applicable to the supervision by the European Securities Markets Authority of certain benchmark administrators
Fees applicable to the supervision by the European Securities Markets Authority of certain benchmark administrators
Liquidity coverage requirement for credit institutions
Banking Union - annual report 2022
Treatment of concentration risk towards central counterparties and the counterparty risk on centrally cleared derivative transactions
Financial services contracts concluded at a distance
Settlement discipline, cross-border provision of services, supervisory cooperation, provision of banking-type ancillary services and requirements for third-country central securities depositories
Capital Requirements Regulation (CRR): regulatory technical standards specifying the conditions in accordance with which consolidation is to be carried out in the cases referred to in Article 18(3) to (6) and Article 18(8)
Regulatory technical standards for the specification of the assessment methodology competent authorities are to follow when assessing the compliance of credit institutions and investment firms with the requirements to use the Internal Ratings Based Approach
Regulatory technical standards specifying the notion of segregated accounts to ensure client money’s protection in the event of an investment firm’s failure
Regulatory technical standards specifying the amount of total margin for the calculation of the K-factor 'clear margin given' (K-CMG)
Regulatory technical standards specifying the methods for measuring the K-factors
Regulatory technical standards specifying adjustments to the K-factor 'daily trading flow' (K-DTF) coefficients
Regulatory technical standards specifying appropriate criteria to identify categories of staff whose professional activities have a material impact on the risk profile of an investment firm or of the assets that it manages
Regulatory technical standards specifying the criteria for subjecting certain investment firms to the requirements of Capital Requirements Regulation (CRR)
Regulatory technical standards specifying the framework for cooperation and the exchange of information between competent authorities of the home and the host Member States in the context of supervision of payment institutions and electronic money institutions exercising cross-border provision of payment services
Regulatory technical standards for the contractual recognition of write down and conversion powers
Regulatory technical standards specifying the requirements to ensure that an administrator’s governance arrangements are sufficiently robust
Regulatory technical standards specifying the conditions to ensure that the methodology for determining a benchmark complies with the quality requirements
Regulatory technical standards specifying the criteria under which competent authorities may require changes to the compliance statement of non-significant benchmarks
Regulatory technical standards specifying the criteria for the competent authorities’ compliance assessment regarding the mandatory administration of a critical benchmark
Regulatory technical standards specifying the characteristics of the systems and controls for the identification and reporting of any conduct that may involve manipulation or attempted manipulation of a benchmark
Regulatory technical standards determining the content of the contractual terms on recognition of resolution stay powers
Regulatory technical standards specifying the methodology to be used by resolution authorities to estimate the requirement referred to in Article 104a of Capital Requirements Directive and the combined buffer requirement for resolution entities at the resolution group consolidated level where the resolution group is not subject to those requirements under that Directive
Regulatory technical standards specifying the method for identifying derivative transactions with one or more than one material risk driver for the purposes of Article 277(5), the formula for calculating the supervisory delta of call and put options mapped to the interest rate risk category and the method for determining whether a transaction is a long or short position in the primary risk driver or in the most material risk driver in the given risk category for the purposes of Article 279a(3)(a) and (b) in the standardised approach for counterparty credit risk
Capital Requirements Regulation (CRR): regulatory technical standards specifying the nature, severity and duration of an economic downturn referred to in Article 181(1), point (b), and Article 182(1), point (b)
Regulatory technical standards for the specification of the methodology for the identification of global systemically important institutions and for the definition of subcategories of global systemically important institutions
Banking Union – annual report 2021
Amendments to the Capital Requirements Regulation in the area of resolution (“daisy chain” proposal)
Amendments to the Capital Requirements Regulation
Amendments to the Capital Requirements Directive
Consumer credits
Capital Requirements Regulation (CRR): regulatory technical standards for assigning risk weights to specialised lending exposures
Deduction of software assets from Common Equity Tier 1 items
Decision to raise no objections to the draft Commission regulation amending Regulation (EC) No 1126/2008 adopting certain international accounting standards in accordance with Regulation (EC) No 1606/2002 as regards International Accounting Standard 39 and International Financial Reporting Standards 4, 7, 9 and 16
Regulatory technical standards on settlement discipline
Minimum content of the explanation on how environmental, social and governance factors are reflected in the benchmark methodology
Minimum standards for EU Climate Transition Benchmarks and EU Paris-aligned Benchmarks
Explanation in the benchmark statement of how environmental, social and governance factors are reflected in each benchmark provided and published
Decision to raise no objections to the draft Commission regulation amending Commission Regulation (EC) No 1126/2008 adopting certain international accounting standards in accordance with Regulation (EC) No 1606/2002 as regards International Financial Reporting Standard 16
Regulatory technical standards on the criteria for appointing central contact points within the field of payment services and on the functions of those central contact points. Corrigendum
Capital Requirements Regulation (CRR): regulatory technical standards for prudent valuation under Article 105(14)
Regulatory technical standards on settlement discipline
Banking Union - annual report 2020
European Banking Authority (EBA): appointment of the Executive Director
Digital Finance: amending Directive regarding Digital Operational Resilience requirements
Digital finance: Digital Operational Resilience Act (DORA)
Amending Regulation (EU) No 575/2013 as regards adjustments to the securitisation framework to support the economic recovery in response to the COVID-19 crisis
Exemption of certain third country spot foreign exchange benchmarks and the designation of replacements for certain benchmarks in cessation
Capital Requirements Regulation: adjustments in response to the COVID-19 pandemic
Alternative standardised approach for market risk
Regulatory technical standards on the criteria for appointing central contact points within the field of payment services and on the functions of those central contact points
Banking Union - annual report 2019
Regulating virtual currencies and initial coin offerings
Regulatory technical standards specifying the criteria for assessing the impact of an institution’s failure on financial markets, on other institutions and on funding conditions
Risks of money laundering in the EU banking sector
Liquidity coverage requirement for credit institutions
Resolution on the adverse effects of the US Foreign Account Tax Compliance Act (FATCA) on EU citizens and in particular 'accidental Americans'
Assessment methodology under which competent authorities permit institutions to use advanced measurement approaches for operational risk
Procedures for excluding transactions with non-financial counterparties established in a third country from the own funds requirement for credit valuation adjustment risk
Mobilisation of the European Globalisation Adjustment Fund: redundancies in in the banking sector in the Netherlands
Banking union - Annual report 2018
Accelerated extrajudicial collateral enforcement (AECE)
Credit servicers and credit purchasers (Non-performing loans Directive)
Credit servicers, credit purchasers and the recovery of collateral
Minimum loss coverage for non performing exposures
Prudential requirements for credit institutions and investment firms: correcting certain language versions
Criteria relating to the methodology for assessing the value of assets and liabilities of institutions or entities
Criteria relating to the methodologies for valuation of difference in treatment in resolution
Materiality threshold for credit obligations past due
Conditions to assess the impact resulting from the cessation of or change to existing benchmarks
Applying the criteria for assessing whether certain events would result in significant and adverse impacts on market integrity, financial stability, consumers, the real economy or the financing of households and businesses in one or more Member States
Assessing nominal amount of financial instruments other than derivatives, notional amount of derivatives and net asset value of investment funds
Indices used as benchmarks in financial instruments and financial contracts: technical elements of the definitions
Union standardised terminology for most representative services linked to a payment account
Capital Requirements Regulation (CRR): disclosure of encumbered and unencumbered assets
Cooperation and exchange of information between competent authorities relating to the exercise of the right of establishment and the freedom to provide services of payment institutions
Additional objective criteria for the application of a preferential liquidity outflow or inflow rate for cross-border undrawn credit or liquidity facilities within a group or an institutional protection scheme
Credit institutions and investment firms: classes of arrangements to be protected in a partial property transfer
Banking union. Annual report 2017
Prudential requirements of investment firms
Prudential supervision of investment firms
European Banking Authority (EBA): location of the seat
EMIR and ESMA Regulations: procedures and authorities involved for the authorisation of CCPs and requirements for the recognition of third-country CCPs
Parameters for the calculation of cash penalties for settlement fails and the operations of CSDs in host Member States
Authorisation, supervisory and operational requirements for central securities depositories
Certain prudential requirements for central securities depositories and designated credit institutions offering banking-type ancillary services
Content of the reporting on internalised settlements
Benchmarking portfolio assessment standards and assessment sharing procedures
Resolution on the finalisation of Basel III
Conditions for data waiver permissions
Information to be notified by investment firms, market operators and credit institutions
Basel committee's revision of the standardised approach for credit risk
Minimum set of the information on financial contracts that should be contained in the detailed records and the circumstances in which the requirement should be imposed
Methodologies and principles on the valuation of liabilities arising from derivatives
Criteria relating to the methodology for setting the minimum requirement for own funds and eligible liabilities
Methodology for the identification of global systemically important institutions and for the definition of subcategories of global systemically important institutions
Foreign currency loans
Credit institutions and investment firms: classes of arrangements to be protected in a partial property transfer
Application of the derogations concerning currencies with constraints on the availability of liquid assets
Banking union - Annual report 2016
FinTech: influence of technology on the future of the financial sector
Capital Requirements Directive: exempted entities, financial holding companies, mixed financial holding companies, remuneration, supervisory measures and powers and capital conservation measures
Bank recovery and resolution: ranking of unsecured debt instruments in insolvency hierarchy
Bank recovery and resolution: loss-absorbing and recapitalisation capacity of credit institutions and investment firms
Single Resolution Mechanism: loss-absorbing and recapitalisation capacity for credit institutions and investment firms
Capital Requirements Regulation: transitional arrangements for mitigating the impact of the introduction of IFRS 9 on own funds and the large exposures treatment of certain public sector exposures denominated in non-domestic currencies of Member States
Capital Requirements Regulation: leverage ratio, net stable funding ratio, requirements for own funds and eligible liabilities, counterparty credit risk, market risk, exposures to central counterparties, exposures to collective investment undertakings, large exposures, reporting and disclosure requirements
Capital Requirements Regulation: leverage ratio, net stable funding ratio, requirements for own funds and eligible liabilities, counterparty credit risk, market risk, exposures to central counterparties, exposures to collective investment undertakings, large exposures, reporting and disclosure requirements
Prevention of the use of the financial system for the purposes of money laundering or terrorist financing: transparency of financial transactions and of corporate entities
Requirements for investor, sponsor, original lenders and originator institutions relating to exposures to transferred credit risk
Resolution on mortgage legislation and risky financial instruments in Spain (based on petitions received)
Own funds requirements for institutions
Banking union - 2015 annual report
Stocktaking and challenges of the EU Financial Services Regulation: impact and the way forward towards a more efficient and effective EU framework for financial regulation and a capital markets union
Prudential requirements for credit institutions and investment firms: exemptions for commodity dealers
European deposit insurance scheme (EDIS)
Prudential requirements for credit institutions and investment firms
Evaluation of the bank stress tests
Minimum monetary amount of the professional indemnity insurance or comparable guarantee to be held by credit intermediaries
Regulatory technical standards for own funds requirements for institutions
Decision on the proposal of the Commission for the appointment of the Chair, Vice-Chair and Members of the Board of the Single Resolution Board
Structural measures improving the resilience of EU credit institutions
State of play in the negotiations on the European Banking Union
European Parliament/European Central Bank (ECB) Interinstitutional Agreement: practical modalities of the exercise of democratic accountability and oversight over the exercise of the tasks conferred on the ECB within the framework of the Single Supervisory Mechanism
Long-term financing of the European economy
Reforming the structure of the EU banking sector
Indices used as benchmarks in financial instruments and financial contracts
Payment services in the internal market
Single Resolution Mechanism and Single Resolution Fund: uniform rules and procedure for the resolution of credit institutions and certain investment firms
Payment accounts: comparability of fees, account switching and access to accounts with basic features
Implementing enhanced cooperation in the area of financial transaction tax (FTT)
Resolution on 'Towards a Banking Union'
Improving access to finance for SMEs
Shadow banking
Access to basic banking services
Access to basic banking services
Implementation of the Consumer Credit Directive 2008/48/EC
Union programme to support specific activities in the field of financial reporting and auditing (2014-2020)
Enhanced cooperation in the area of financial transaction tax
European Banking Authority (EBA): adjustment of procedural modalities
Prudential supervision of credit institutions: conferring specific tasks on the European Central Bank (ECB)
Credit institutions and investment firms: framework for recovery and resolution
Securities settlement in the EU and central securities depositories (CSDs)
Stress tests of the EU banking sector
Common system of financial transaction tax
European Account Preservation Order
Access to the activity of credit institutions and the prudential supervision of credit institutions and investment firms. Capital Requirements Directive (CRDIV)
Prudential requirements for credit institutions and investment firms. Capital Requirements Regulation (CRR)
Credit agreements: residential immovable property
Credit rating agencies
SWIFT
Corporate governance in financial institutions
Regulation of trading in financial instruments - "dark pools" etc.
Basel II and revision of the Capital Requirements Directives (CRD 4)
Remuneration of directors of listed companies and remuneration policies in the financial services sector
Cross-border crisis management in the banking sector
Cross-border crisis management in the banking sector
Financial conglomerates: supplementary supervision of financial entities
Deposit guarantee schemes. Recast
Professional cross-border transportation of euro cash by road between euro-area Member States. Extension of scope of Regulation (EU) No 1214/2011
Professional cross-border transportation of euro cash by road between euro-area Member States
Resolution on financial transaction taxes - making them work
Proposed interim measures for the freezing and disclosure of debtors' assets in cross-border cases
Proposed interim measures for the freezing and disclosure of debtors' assets in cross-border cases
Financial supervision: powers of the European Banking Authority, the European Insurance and Occupational Pensions Authority and the European Securities and Markets Authority
European Banking Authority (EBA): establishment
Financial institutions: capital requirements for the trading book and for re-securitisations; supervisory review of remuneration policies
European system of national and regional accounts (ESA 95): allocation of financial intermediation services indirectly measured (FISIM) for the establishment of the gross national income (GNI) for the purposes of the EU budget and its own resources
Financial services, financial reporting and auditing: Community programme 2010-2013 to support specific activities
Resolution on the draft Commission directive amending certain annexes to Directive 2006/48/EC of the European Parliament and of the Council as regards technical provisions concerning risk management
Follow-up after the review of the Lamfalussy Process
Lamfalussy follow up - Future structure of supervision
Lamfalussy follow up - Future structure of supervision
European initiative for the development of micro-credit in support of growth and employment
European initiative for the development of micro-credit in support of growth and employment
Deposit guarantee schemes: coverage level and the payout delay
Financial markets: banks affiliated to central institutions, certain own funds items, large exposures, supervisory arrangements, and crisis management
Electronic money: taking up, pursuit and prudential supervision of the business of electronic money institutions
Protecting the consumer: improving consumer education and awareness on credit and finance
Green Paper on retail financial services in the Single Market
Competition: sector inquiry on retail banking
Efficiency of the enforcement of judgments in the European Union: the attachment of bank accounts. Green Paper
Resolution on interception of bank transfer data from the SWIFT system by the US secret services
Financial services policy 2005-2010. White Paper
Capital market: International Financial Reporting Standards (IFRS) and the governance of the IASB
Mortgage credit in the European Union. Green paper
Towards further consolidation in the European financial services industry
Report on asset management
Supplementary supervision of credit institutions, insurance undertakings and investment firms in a financial conglomerate: implementing powers conferred on the Commission
Credit institutions: taking up and pursuit of business; Commission implementing powers
Capital adequacy of investment firms and credit institutions: implementing powers conferred on the Commission
Prudential assessment of acquisitions and increase of holdings in the financial sector
Investment firms and credit institutions: capital adequacy. Recast
Credit institutions: taking up and pursuit of the business. Recast
Reinsurance
Credit insurance, credit guarantees and financial credits: consultation and information. Codified version
New organisational structure for financial services committees
Resolution on financial regulation, supervision and stability and the Lamfalussy method
Credit agreements for consumers
Report on capital adequacy of banks, Basel II
Financial services, home loans: precontractual consumer information
Investment services: upgrading Directive 93/22/EEC
Investment services: application of conduct of business rules (Directive 93/22/EEC)
Supervision of credit institutions, insurance undertakings and investment firms in a financial conglomerate
Capital market, financial services: application of international accounting standards
Assessment of the directive 89/299/EEC on the own funds of credit institutions
Financial sector: exchange of information with third countries (amend. Directives 85/611/EEC, 92/49/EEC, 92/96/EEC, 93/22/EEC)
Resolution on bank charges following the introduction of the euro
Financial services: action plan. Progress report
Financial services: building a framework for action. Vienna Council, December 1998
Credit institutions: taking up and pursuit of the business (amend. direct. 77/780/EEC)
Distance marketing of consumer financial services
Banks: freedom to provide services and the general good. 2nd banking directive
Credit institutions: taking up and pursuit of the business (codif. direct. 73/183/EEC)
Credit institutions and investment firms: capital adequacy (amend. Direct. 93/6/EEC)
Consumers: financial services. Green paper
Credit institutions, investment firms: solvency ratio (amend. Directives 77/780/EEC, 89/647/EEC, 93/6/EEC)
Credit institutions: solvency ratio (amend. Directive 89/647/EEC)
Investment firms, credit institutions: capital adequacy, securities field (amend. Directives 93/6/EEC, 93/22/EEC)
Contractual netting (amend. Directive 89/647/EEC)
Prudential supervision of credit institutions, life assurance and non-life insurance, UCITS: review of directives
Credit institutions: reorganisation and winding up
Mortgage credit: freedom of establishment and free supply of services
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